California Commissioner: 1-Year Moratorium on Cancellations for Wildfire Victims

California Insurance Commissioner Ricardo Lara issued a mandatory one-year moratorium on insurance companies to preserve residential insurance coverage for more than 11,000 policyholders affected by the Shelly Fire located in Siskiyou County and the Bear Fire located in Sierra County.

Lara’s action shields those living within the perimeters or adjoining ZIP Codes of the fire from insurance non-renewal or cancellation for one year from the date of the Gov. Gavin Newsom’s emergency declarations regardless of whether they suffered a loss.

Related: California Commissioner Orders 1-Year Moratorium for Residents Affected by Boyles Fire

Consumers and their agents can go to the Department of Insurance website to see if their ZIP Code is included in the moratorium.