California Commissioner Orders 1-Year Moratorium for Residents Affected by Boyles Fire

California Insurance Commissioner Ricardo Lara issued a mandatory one-year moratorium on insurance companies to preserve residential insurance coverage for more than 16,000 policyholders affected by the Boyles Fire located in Lake County.

The commissioner’s order shields those living within the perimeters or adjoining ZIP Codes of the fire from insurance non-renewal or cancellation for one year from the date of the Governor’s emergency declaration regardless of whether they suffered a loss.

Related: California’s Lara Orders 1-Year Moratorium for 750K Residents Following Wildfires

Lara’s ability to issue the moratoriums is a result of a California law he authored in 2018 as a state senator to provide temporary relief from insurance non-renewals and cancellations to residents living within or adjacent to a gubernatorial-declared wildfire disaster.

This order protects more16,000 policyholders for one year, effective September 29, for the Boyles Fire.

Related: California Commissioner Issuing Moratorium on Cancellations for Wildfire Victims

Consumers can go to the California Department of Insurance website to see if their ZIP Code is included in the moratorium.