Latest Liability Headlines

All the headlines from our Liability Topic Page, ordered by recency.

Youth Sports Liability Market in ‘Armageddon Mode’

Aug 5 2024 // Beset with massive rate increases, dramatic rejections of coverage, and severely dwindling market capacity, the current youth sports liability market is historically challenging, according to insurance professionals with...

PFAS Liability for Water District Remediation Costs Estimated Up to $175B

Aug 1 2024 // Economic liability associated with the remediation of perfluoroalkyl and polyfluoroalkyl substances (PFAS) in U.S. water districts is estimated to be between $120 billion and $175 billion, according to global consulting...

Illinois Legislature Clarifies Damages Under BIPA to Avoid ‘Annihilative Liability’

Jul 26 2024 // A bill (SB2979) amending Illinois’ Biometric Information and Privacy Act (“BIPA”), passed by both houses of the legislature on May 16 and now on Governor J.B. Pritzker’s desk, effectively overturns...

People Moves: Ohio Bar Liability Insurance Company Names Tribble as CEO

Jul 19 2024 // Ohio Bar Liability Insurance Company announced that John R. Tribble, MBA, CPCU, CCLA will be joining the company as its next President and CEO. Tribble has held a variety of positions during the past eight years with...

US P/C Insurers Post Best Q1 Underwriting Result in 17 Years

Jul 15 2024 // Even though direct loss ratios for commercial auto and other liability lines rose in first-quarter 2024, across all lines U.S. property/casualty insurers posted a net combined ratio of 94 — the best since...

Commercial Auto Insurance Profit Struggles Continue

Jul 15 2024 // The commercial auto insurance segment maintained its place as a weaker-performing U.S. property/casualty insurance product line in 2023. Despite successive periods of pricing and underwriting actions, commercial auto has...

People Moves: AXA XL Appoints Madigan CUO for Mid-Market Environmental; Edsall Joins Tara Hill as SVP

Jul 12 2024 // AXA XL, headquartered in Stamford, Connecticut, appointed Joseph Madigan as chief underwriting officer for its North American environmental insurance business for the middle market.Madigan joined AXA XL’s...

Nuclear Verdicts: How They Affect Transportation Companies and the Importance of Liability Insurance

Jul 9 2024 // This post is part of a series sponsored by Trucordia.The transportation industry is filled with risks. Unexpected events can lead to costly legal outcomes called “nuclear verdicts.” These are lawsuit damages...

Commercial Lines Not at Top of Cycle; ‘Thieves’ Fuel Social Inflation: CEOs

Jul 9 2024 // It’s not waning market discipline but the scourge of social inflation that industry leaders of commercial lines insurance businesses see as a potential threat to future profits, a trio of property/casualty chief...

Can Insurers Sue School Boards for PIP Claim Reimbursement? Florida Courts Differ

Jul 9 2024 // In 1997, Florida lawmakers tweaked the state’s personal injury protection or “no-fault” auto insurance law. The idea was to allow school kids injured in a school bus accident to have some of their medical...

Reinsurers’ Appetite Grows During Mid-Year Renewals but Discipline Remains: Brokers

Jul 8 2024 // Reinsurance buyers generally saw positive outcomes during the mid-year renewals, finding adequate capacity to meet cedents’ increasing demand for protection — in both property and casualty, according to three...

The Battle Over J&J’s Bankruptcy Plan to End Talc Lawsuits

Jul 8 2024 // Eron Evans died in 2016 at 41 of ovarian cancer, leaving behind two daughters. Her grieving mother, Darlene, blames Johnson & Johnson’s Baby Powder – and she’s pursuing a lawsuit her daughter started a...

To Insure or Self-Insure? The Question Homeowners Must Answer

Jul 8 2024 // No matter where you live, there’s a good chance the weather’s getting wilder. In just the past few weeks, tornadoes have wreaked havoc on Midwest and Southern states, and large swaths of southern Florida were...

Business Liability Claims Litigation Jumped in 2023: Lex Machina

Jul 1 2024 // After holding relatively steady for nearly a decade, the number of business liability policy claims cases jumped 28% in 2023, according to a litigation report from Lex Machina.The report found that 3,596 business liability...

What Agents Need to Know About Manufacturers E&O

Jul 1 2024 // Demand for technology-related products such as computer chips, semiconductors, electric vehicle batteries and embedded software is rapidly increasing in today’s tech-driven society, which is in turn increasing demand...

Vacant Commercial Property Owners Face Sidewalk Liability in New Jersey

Jul 1 2024 // The New Jersey Supreme Court has ruled that all commercial landowners — including owners of vacant commercial lots — have a duty to maintain the public sidewalks abutting their property in reasonably good...

US P/C Insurers Post Best Q1 Underwriting Result In 17 Years

Jun 27 2024 // Even though direct loss ratios for commercial auto and other liability lines rose in first-quarter 2024, across all lines U.S. property/casualty insurers posted a net combined ratio of 94—the best since first-quarter...

People Moves: QBE Promotes Europe Product Managers for Cyber and Mgmt. Liability/Financial Institutions; Stoop Named Managing Director of DUAL Benelux

Jun 26 2024 // This edition of International People Moves details appointments at QBE and Howden’s managing general agency, DUAL Benelux.A summary of these new hires follows here. QBE Promotes Product Mgrs for Cyber and Mgmt....

Progressive, Bars Settle for $1M in SC DUI Crash That Killed Bride on Wedding Night

Jun 24 2024 // FOLLY BEACH, S.C. (AP) — The husband of a bride who was killed in a South Carolina beach road collision on her wedding night last year will receive nearly a million dollars in settlement connected to the crash, which a...

A Good Year May Not Be a Good Thing in D&O Liability Market, Says AM Best

Jun 21 2024 // The U.S. directors and officer segment in 2023 recorded a direct loss ratio of 50.8—the best result in nearly a decade—but industry rating agency AM Best is not convinced the good times will last.In a special report on...