Latest Liability Headlines

All the headlines from our Liability Topic Page, ordered by recency.

Businesses Do Not Have Proper Coverage for Rising Liability Losses, Says Chubb

Jun 20 2024 // An annual report from Chubb has revealed a couple of troubling trends for many businesses—the frequency and severity of large losses are up and companies are underestimating the amount of liability coverage they...

Vacant Commercial Property Owners Face Sidewalk Liability: New Jersey Supreme Court

Jun 17 2024 // The New Jersey Supreme Court has ruled that all commercial landowners — including owners of vacant commercial lots — have a duty to maintain the public sidewalks abutting their property in reasonably good...

Business Liability Claims Litigation Jumped in 2023: Lex Machina

Jun 17 2024 // After holding relatively steady for nearly a decade, the number of business liability policy claims cases jumped 28% in 2023, according to a litigation report from Lex Machina.The report found that 3,596 business liability...

Insurance Keeping Up With Construction Demand: Construction Activity ‘Phenomenal’ Despite Labor Shortage

Jun 17 2024 // While the labor market continues to come up short for the construction industry, the insurance market is doing its job supplying the coverages the industry needs to keep up with the significant demand for new...

Umbrella Liability: The Triple Upsell Possibility for Personal Lines Clients

Jun 17 2024 // When it comes to most of the personal lines market, it’s pretty straightforward. A person buys a car, and they need insurance. A person buys a home or rents an apartment, and they need insurance. Often, they can...

A Look at Reciprocal Insurers From 30,000 Feet

Jun 17 2024 // For years, newly organized reciprocal insurers were few and far between and were not the preferred vehicle for new entrants to the insurance space. In fact, at one time, a prominent state insurance regulator refused to...

US E&S Growth Slower in 2023; Berkshire, AIG Top Premium Rankings

Jun 13 2024 // An analysis by S&P Global Market Intelligence reveals that the pace of growth in the U.S. excess and surplus lines market has slowed since a peak growth rate of 32.3% recorded in 2021.In 2023, growth remained...

Massachusetts High Court Reverses, Says Uber Can Force Paralyzed Rider to Arbitrate

Jun 11 2024 // Uber can require that a passenger seriously injured in a crash involving an Uber driver go to arbitration over his $63 million damages claim without a trial, the highest court in Massachusetts has ruled, overturning a...

US Chamber of Commerce: Nuclear Verdicts’ Amount, Frequency Continue to Increase

Jun 10 2024 // A recent report from The U.S. Chamber of Commerce Institute for Legal Reform (ILR) has found that nuclear verdicts of $10 million or more are on the rise.Looking at verdicts from 2013 to 2022, ILR said the median nuclear...

Social Media Giants Avoid School Districts’ Addiction Claims

Jun 10 2024 // Meta Platforms Inc. and other social media companies won the dismissal of novel claims in hundreds of lawsuits brought by school districts seeking to recover costs for addressing the negative impacts of students’...

South Carolina DOI Sets Another Data Call on Liability Market Issues in the State

Jun 10 2024 // The South Carolina Department of Insurance is again requesting carrier data on the health of liability insurance markets in the state.“As you are aware, South Carolina and other states have seen liability markets...

After 11 Deaths, Lawsuit, Arrests at Jail, Travelers Drops NC Sheriff’s Liability Coverage

Jun 7 2024 // After multiple deaths in the jail, criminal charges against an employee and alleged sexual relationships with inmates, a North Carolina sheriff’s office has lost its law enforcement liability insurance coverage from...

Liability Reinsurance Crisis Could Be Looming, TransRe CEO Says

Jun 7 2024 // “There could be a liability crisis in reinsurance in a couple of years,” a reinsurance executive predicted this week.Ken Brandt, chair, president and chief executive officer of TransRe, offered the assessment...

Massachusetts Drivers Lose Second Bid for Class Certifications Over Lost Resale Value

Jun 7 2024 // Three Massachusetts drivers have hit a dead end for the second time in their drive for court certification of class actions against two auto insurers over missing payments for the lost resale value of vehicles.Superior...

Markets/Coverages: MGA Nirvana Renews Media, Tech & Cyber Binder With Increased Media Liability Line

Jun 7 2024 // Nirvana, the London-based managing general agent and Lloyd’s coverholder, announced the renewal of its Media/Technology Errors & Omissions and Cyber (MTC) binding authority with an increased £/$/€10 million...

Brazilian Butt Lift Clinics Must Now Carry Liability Insurance Under New Florida Law

Jun 6 2024 // Practitioners of Brazilian butt lift surgery, repeatedly in the news after infections and at least two patient deaths in south Florida, must now obtain medical malpractice liability insurance, thanks to a bill signed into...

NSM Acquires Reinsurance MGA Strategic Underwriters International

Jun 5 2024 // Global specialty insurance broker NSM Insurance Group has completed its acquisition of Strategic Underwriters International (SUI).Based in Doylestown, Pennsylvania, SUI is a managing general agent (MGA) in the casualty...

People Moves: Skyward Specialty Expands Media Liability Team

Jun 4 2024 // Skyward Specialty Insurance Group, headquartered in Houston, named three new members to its media liability team Andrea Taylor is Skyward’s new vice president of media liability. Taylor has 25 years of leadership and...

Oregon Utility Regulator Rejects PacifiCorp Request to Limit Liability in Wildfire Suits

Jun 4 2024 // Oregon utility regulators have rejected a request from PacifiCorp that sought to limit its liability in wildfire lawsuits.Under the proposal, PacifiCorp would only have been responsible for paying out actual economic...

RiverStone Acquires Electric Insurance; Plymouth Rock Gets Renewal Rights

Jun 3 2024 // RiverStone International reports it has closed on its acquisition of Electric Insurance Co. and its two subsidiaries, Elm Insurance Co. and Electric Insurance Agency.Electric Insurance is a Beverly, Massachusetts-domiciled...