Latest Homeowners Headlines

All the headlines from our Homeowners Topic Page, ordered by recency.

California Homeowners Sue FAIR Plan Over Smoke Damage Coverage

Jul 25 2024 // A class action lawsuit is being brought on behalf of more than 350,000 policyholders against the California FAIR Plan over smoke damage coverage.Dylan Schaffer, an attorney representing the plaintiffs, told...

How California’s Homeowners Insurance Crisis Is Affecting Brokers

Jul 23 2024 // A growing homeowners insurance crisis for Californians is straining brokers who must work harder to get increasingly expensive and more frequently unavailable coverage for their clients, a crisis many of them blame on...

Markets/Coverage: Lemonade Expands Home Insurance Offering in UK

Jul 16 2024 // Lemonade, the New York-based insurtech, announced the launch of buildings and contents insurance in the United Kingdom in partnership with insurer Aviva.Expanding the company’s home insurance offerings in the UK,...

Allstate Seeking 34% Rate Hike on California Homeowners Insurance

Jul 12 2024 // Allstate is seeking an increase in its California homeowners insurance premiums by an average of 34%.According to the California Department of Insurance, the Allstate homeowners filing was received by the Department on...

Markets/Coverages: High-End Home Insurer Openly Enters Virginia

Jul 10 2024 // Home insurer Openly has begun offering its coverage options to independent insurance agents and their policyholders in Virginia.Already active in 23 states, the upmarket home insurer said it is launching in Virginia with a...

To Insure or Self-Insure? The Question Homeowners Must Answer

Jul 8 2024 // No matter where you live, there’s a good chance the weather’s getting wilder. In just the past few weeks, tornadoes have wreaked havoc on Midwest and Southern states, and large swaths of southern Florida were...

US Home Insurance Still Priced Too Low for Climate Risk, Says Swiss Re Chair

Jul 1 2024 // This has been a year of insurance sticker shock in the US. But the man who provides insurance to insurers thinks maybe the shock still isn’t enough to steer people away from risk in a changing climate.“There is...

US Auto Insurance Market on the Mend; Homeowners Line Volatile: Fitch

Jul 1 2024 // The U.S. personal insurance sector is positioned for improving underwriting performance in 2024.According to Fitch’s latest U.S. Personal Lines Market Update, the change is predicted amid signs that the previous...

D.A. in California Sues Farmers, Other Home Insurers Alleging Scheme to Underinsure

Jul 1 2024 // Alameda County District Attorney Pamela Price’s Consumer Justice Bureau has sued multiple home insurance carriers in California, including Farmers Insurance Exchange, alleging they’re operating a scheme that...

Allstate, Nationwide Post Dramatic Q12024 Homeowners Loss Ratio Drops: S&P

Jun 28 2024 // In the topsy-turvy world of homeowners insurance, first-quarter loss ratios have been bouncing around for the last five years—from below 50 in 2020 to over 70 in 2021 and 2023, a new analysis shows.The S&P Global...

As Rates Rise, Majority of Homeowners Say Insurance Industry Is in Crisis: Survey

Jun 28 2024 // Homeowners are cutting back on dining out, travel, groceries and even medication to afford their soaring property insurance premiums. One in 10 are considering relocating to an area with lower premiums.Within the last five...

Home Insurance at $10,000 a Year Shows California Buyers’ Pain

Jun 24 2024 // California’s lofty home prices and scarce inventory already amounted to one of the most nightmarish housing markets in the US. Now, challenges securing and affording home insurance in the wildfire-prone state are...

Emerald Bay Partners with Lightspeed for California Homeowners Insurance Facility

Jun 21 2024 // Emerald Bay Risk Solutions is partnering with Lightspeed Specialty Insurance Solutions to launch an insurance facility in California that delivers coverage for homeowners and landlords. The facility will primarily target...

Survey: Most Homeowners Believe Their Policy Covers Flood

Jun 20 2024 // Most U.S. homeowners don’t know the policy covering their home doesn’t cover flooding, a new survey shows.Respondents in a survey out this week from Trusted Choice, a group representing the members of the...

Take Cover: Lightning Caused $1.2B in Homeowners Claims in 2023, Says Triple-I

Jun 19 2024 // Damage to U.S. homes due to lightning resulted in $1.2 billion in homeowners insurance claims in 2023, up 30% from 2022..The number of lightning-caused U.S. homeowners insurance claims increased by 13.8% over 2022, with...

American National Exiting Homeowners Insurance Market

Jun 17 2024 // Following its announcement several months ago to leave the homeowners insurance business in nine states including California and Louisiana, American National appears to be exiting the line in all states. According to a...

D.A. in California Sues Farmers, Other Home Insurers Alleging Scheme to Underinsure

Jun 13 2024 // Alameda County District Attorney Pamela Price’s Consumer Justice Bureau has sued multiple home insurance carriers in California, including Farmers Insurance Exchange, alleging they’re operating a scheme that...

Homeownership Costs in US Jumped 26% Since Pandemic Began

Jun 11 2024 // The cost of owning a home in the US has increased 26% since 2020, as expenses including taxes, insurance and utilities all soared during a period of high inflation across the economy.The average annual outlay for owning...

US Auto Insurance Market on the Mend; Homeowners Line Volatile: Fitch

Jun 7 2024 // The U.S. personal insurance sector is positioned for improving underwriting performance in 2024.According to Fitch’s latest U.S. Personal Lines Market Update, the change is predicted amid signs that the previous...

Insurance Research Council: Home Insurance Spend Tops Household Income Growth

Jun 3 2024 // According to the Insurance Research Council (IRC), the average homeowners insurance expenditure has become less affordable for U.S. consumers over time.Looking at the the years 2001 to 2021 — the latest year in which...