Latest Homeowners Headlines

All the headlines from our Homeowners Topic Page, ordered by recency.

American National Exiting Homeowners Insurance Market

May 31 2024 // Following its announcement several months ago to leave the homeowners insurance business in nine states including California and Louisiana, American National appears to be exiting the line in all states.According to a...

US Home Insurers Post Net Combined Ratio Over 110: S&P

May 23 2024 // The U.S. homeowners insurance segment posted its worst underwriting results in over a decade in 2023, according to an analysis by S&P Global Market Intelligence.The net combined ratio for the homeowners business,...

Insurance Research Council: Home Insurance Spend Tops Household Income Growth

May 15 2024 // According to the Insurance Research Council (IRC), the average homeowners insurance expenditure has become less affordable for U.S. consumers over time.Looking at the the years 2001 to 2021—the latest year in which...

Fannie and Freddie Hit Pause on Replacement-Value Requirements for Home Insurance

May 9 2024 // Property insurance groups on Wednesday applauded a decision by Fannie Mae and Freddie Mac to hold off on an apparent plan to scrutinize mortgages on homes that don’t carry full replacement-value insurance...

Nevada Launches Home Insurance Tool to ID Carriers by ZIP

May 9 2024 // The Nevada Division of Insurance is launching a web-based tool that enables Nevada consumers to identify insurance carriers that are currently accepting home insurance applications by specific ZIP code. The NVDOI said its...

Delos and Lloyd’s Insurer to Expand Vacant Home Insurance in California

May 6 2024 // Delos Insurance Solutions plans to offer wildfire insurance to more California policyholders with vacant properties. Delos is expanding coverage availability through a partnership with certain underwriters at Lloyd’s...

Orion180 Launches Homeowners Insurance in Arizona

Apr 26 2024 // Orion180 is expanding its homeowners insurance services to Arizona under a push by the company into the Western U.S. Orion180 currently operates in Alabama, Arizona, Georgia, Indiana, Mississippi, North Carolina and South...

Survey Shows Majority of Florida, California Homeowners Seeing Higher Insurance Costs

Apr 18 2024 // Few people in Florida and California will be surprises to hear that the majority of homeowners in those states have been affected by rising property insurance costs.A survey by Redfin, a U.S. real estate broker, found that...

Mission Possible: Top 3 Carrier Innovations in P&C to Restabilize Homeowners Insurance

Apr 16 2024 // This post is part of a series sponsored by AgentSync.As the property and casualty market struggles to find its equilibrium, carriers and reinsurers are retooling their approach to risk and the market. As a Floridian...

If US Inflation Reflected Rising Home Insurance Costs, It’d Be Even Higher

Apr 9 2024 // If the rising price of homeowners insurance were factored into the US Consumer Price Index — a key metric of inflation — it could have added 80 basis points, or about 0.8%, to last year’s CPI increase of 3.4%,...

Markets/Coverages: Lemonade Launches Homeowners Insurance in France

Apr 9 2024 // Lemonade, the New York-based insurtech, announced the launch of homeowners insurance in France in partnership with BNP Paribas Cardif.Millions of occupying homeowners can now purchase extensive coverage for their home and...

The Risky Economics of ‘Going Bare’ Without Homeowners Insurance

Apr 8 2024 // Owning a home can feel like risky business, from coming up with the mortgage payment every month to worrying about disasters like fires or floods or tornadoes.But here is something riskier still: Going without home...

PURE Expanding High Value Homeowners Coverage into Western States

Apr 8 2024 // PURE Specialty Exchange, the specialty surplus lines insurance carrier providing PURE members and high net worth families with services for their complex exposures, has expanded its high value homeowners coverage to six...

US Home Insurance Premiums May Hit a Record This Year, Report Warns

Apr 1 2024 // US home insurance rates are expected to reach a record high this year, with the biggest increases occurring in states prone to severe weather events, according to a new analysis.The average premium for homeowners insurance...

Homeowners Insurance Customers Are Not Happy

Apr 1 2024 // Did your homeowners insurance premium go up this year? Mine did. Of course I live just outside of Austin, Texas, where wildfire risk has risen significantly as the state battles ongoing severe drought.Even with a nearly...

Minnesota Homeowners Report Surge in Insurance Complaints

Mar 22 2024 // Minnesota homeowners insurance complaints rose 108% from 2020 to 2023, with of those complaints from homeowners concerned their claims were denied or they faced high out-of-pocket costs after damage from wind and hail.The...

State Farm Nonrenewing 30K California Homeowners, Renters

Mar 20 2024 // State Farm General Insurance Co. said it will non-renew 30,000 California homeowners, rental dwelling, and other property insurance policiesState Farm announced in May last year it had stopped accepting new policy...

Homeowners Insurance Customer Satisfaction at 7-Year Low

Mar 20 2024 // With 28 catastrophic weather events in 2023 causing nearly $93 billion in damage, customer service satisfaction plunged to a seven year low, according to the latest J.D. Power 2024 U.S. Property Claims Satisfaction Study...

Xcel Energy Utility Equipment Started Texas Wildfire, Homeowner Claims in Lawsuit

Mar 4 2024 // March 1 (Reuters) – A Texas homeowner whose house was destroyed by a massive wildfire raging northeast of Amarillo sued electric utility Xcel Energy XEL.O on Friday, alleging that a splintered power pole owned by the...

Top 4 Alternatives to Purchasing Homeowners Insurance

Mar 4 2024 // Homeowners insurance companies are having a rough year. What’s worse is that they seem to be taking it out on us, their customers. According to an article on Policygenius, the cost of homeowners insurance went up an...