All the headlines from our Homeowners Topic Page, ordered by recency.
Jan 20 2026 // A homeowner’s insurer was right to deny a grandmother coverage for a claim against her grandson because he did not qualify as a member of her household.The Massachusetts Appeals Court agreed with Arbella Mutual...
Jan 15 2026 // Two large California home insurers will be raising rates for by an average of 6.9% this year, filings with the California Department of Insurance show.CSAA will begin rate increases for nearly 481,800 homeowners starting...
Jan 13 2026 // Oklahoma homeowners can now apply for grants of up to $10,000 to upgrade to storm-resistant Fortified roofs.The Oklahoma Insurance Department opened statewide applications for its Strengthen Oklahoma Homes (SOH) Grant...
Jan 6 2026 // A federal appeals court has ruled that the government is liable for damage to homes that flooded upstream of the Addicks and Barker dams after Hurricane Harvey unleashed more than 50 inches of rainfall on the Houston...
Jan 5 2026 // If Florida property insurance companies and regulators hoped a complaint about altered adjusters’ reports would quietly fade away, a lawsuit by a homeowner at the heart of the controversy has brought new attention to...
Dec 12 2025 // More than one million State Fam auto insurance policyholders in Louisiana should see a decrease in premiums in 2026, as Insurance Commissioner Tim Temple approved the carrier’s request for a 5.9% average rate...
Dec 11 2025 // Louisiana Insurance Commissioner Tim Temple approved SureChoice Underwriters Reciprocal Exchange and Elevate Reciprocal Exchange’s requests for a 7.5% average rate decrease on the carriers’ more than 73,000...
Dec 8 2025 // Most states and U.S. territories permit the establishment of captive insurance companies to insure a variety of commercial risks. However, no state or territory allows them to insure personal auto risks, and before...
Dec 5 2025 // A report from a regulator-created group found that a multifaceted approach to addressing wildfires and lack of insurance affordability in Arizona should be tackled with a multifaceted approach that includes homeowners,...
Dec 1 2025 // Insurers of U.S. homes have improved rate adequacy and catastrophe risk management, modified coverage, and benefitted from a softening reinsurance market to earn a change in AM Best’s outlook for the segment to...
Dec 1 2025 // As the Trump administration stalls federal funding for projects intended to make states more resilient to climate change and private insurers decline to cover properties in high-risk zones, North Carolina just proved...
Dec 1 2025 // Rising insurance costs are contributing to “hidden costs” that are putting more pressure on household incomes, a new study shows.A new study from Zillow and Thumbtack finds hidden costs of homeownership add up...
Nov 25 2025 // Insurtech bolt launched a new homeowners insurance offering the firm is calling VTRO. VTRO is a California-based managing general agent created by bolt. VTRO combines comprehensive coverage with bolt’s smart water...
Nov 24 2025 // Farmers Insurance announced it will eliminate the cap on the number of homeowners insurance policies it offers in California.The move is part of a new filing, and the cap removal is effective immediately, made in...
Nov 12 2025 // The rising cost of homeowners’ insurance has emerged as of the top key issues in the minds of Texas voters, according to a recent survey conducted by Texas 2036.When asked about the next election, Texas voters ranked...
Nov 6 2025 // Property insurance insights have traditionally relied on publicly available data. Common sources include deed records, weather data, MLS information, aerial imagery, and permit history, which have long formed the backbone...
Nov 5 2025 // A Colorado judge rejected the plea agreement of a funeral home owner accused of stashing nearly 190 decaying bodies in a bug-infested building after family members of the deceased argued that the agreement’s 15- to...
Nov 3 2025 // The State of Illinois is suing State Farm for refusing to provide nationwide homeowners’ insurance data at the request of the Illinois Department of Insurance (IDOI).Attorney General Kwame Raoul filed the lawsuit on...
Oct 28 2025 // The Oklahoma Insurance Department (OID) announce that its Fire Protection Classification Division saved homeowners approximately $22 million in insurance premiums in 2024.Classification ratings are based upon...
Oct 28 2025 // Security First Insurance, ranked the 15th largest property insurer in Florida earlier this year, announced it has filed for an 8% average statewide rate decrease for thousands of homeowners policies, making it the latest...