Risk Theory Launches Jupiter Platinum Home E&S Product in California

Risk Theory Insurance Services launched Jupiter Platinum Home, a primary excess and surplus product for high-net-worth homeowners in California.

The program, with capacity from Amherst Specialty Insurance, is built for homes with a $750,000 dwelling limit up to $25 million in total insured value, including those with significant wildfire exposure.

The Jupiter Platinum is built for difficult-to-place California exposures, including properties with significant wildfire exposure, an dpriced for today’s market gaps, especially where capacity has pulled back across California, the company says.

Risk Theory is a specialty insurance platform. The company operates a portfolio of managing general agents that deliver distribution, underwriting, claims, analytics and compliance capabilities across multiple specialty insurance markets.