DUAL North America Launches California Homeowners Product

July 2, 2026

DUAL North America launched a California Homeowners insurance product, expanding its U.S. personal lines offering.

The product is written on an HO-3 form, backed by an A.M. Best ‘A’ rated carrier, and offers dwelling coverage limits of up to $5 million. It is distributed through retail and wholesale agents using DUAL’s online platform.

The product includes dedicated underwriting, sales and service support, a full-service SLA filing process and a customizable valuation tool.

DUAL North America is a specialty program administrator offering property/casualty, financial lines and surety products through specialized operating subsidiaries. DUAL North America is a part of the DUAL Group. DUAL is the specialist underwriting arm of Howden Group.