California Commissioner Orders Moratorium on Cancellations Over Pack Fire

Insurance Commissioner Ricardo Lara ordered a mandatory one-year moratorium to prevents homeowners’ insurance cancellations and non-renewals for Pack Fire victims following an emergency declaration.

Lara ordered insurers to preserve residential property insurance coverage for more than 14,800 policyholders affected by the Pack Fire after Gov. Gavin Newsom issued an emergency declaration on December 9.

The commissioner’s order shields those living within the perimeters or adjoining ZIP Codes of the wildfire from insurance from non-renewal or cancellation for one year from the date of the Newsom’s emergency declaration regardless of whether they suffered a loss. Consumers can go to the California Department of Insurance website to see if their ZIP Code is included in the moratorium.