Mercury Insurance Reports a 40% Spike in California Comprehensive Car Claims

Mercury Insurance is reporting a dramatic increase in vehicle vandalism and auto theft in California, with comprehensive auto insurance claims reportedly up 40% since pre-pandemic levels.

While the increase in theft and vandalism began when the COVID-19 pandemic started, theft of audio and other car parts, including catalytic converters, continue to rise as pandemic restrictions are relaxed, according to the Los Angeles-based carrier.

Northern California this year has reported nearly twice the comprehensive auto claim frequency than Southern California, with smaller population density areas reporting a higher theft rate than areas with larger populations, according to Mercury.

The top five vehicles for the company’s comprehensive claims in California are:

• Toyota Prius
• Honda Accord
• Honda Civic
• Toyota Tacoma
• Toyota Camry

National Insurance Crime Bureau data shows California leads the nation in car thefts. Auto theft reports have increased nearly 24% since 2019.

The top five vehicles for Mercury total thefts in California are:

• Chevy Silverado 1500
• Hyundai Sonata
• Honda Accord
• Kia Optima
• Honda Civic

According to Mercury claim data, nearly 22% of comprehensive claim losses occur at night.

Mercury is a multiple-line insurance carrier predominantly offering personal auto, homeowners, renters and commercial insurance through a network of independent agents in Arizona, California, Illinois, Nevada, New Jersey, New York, Oklahoma, Texas and Virginia, as well as auto insurance in Florida.