Wildfires Prompt Colorado Insurance Changes

Colorado lawmakers are close to agreement on a slate of insurance changes inspired by homeowners’ complaints after last year’s wildfires.

The state Senate gave final approval this week to a bill aimed at making homeowner insurance easier to use. Changes include giving homeowners more time to file an inventory of the contents of their house after a total-loss claim for reimbursement.

The bill also requires homeowner insurance policies to be written more plainly, so customers understand their coverage.

The bill has already cleared the House, but in a slightly different forms. That means lawmakers will keep negotiating before the bill heads to the governor’s desk.