Houston General Introduces Personal Lines Package in Arizona

Houston General Insurance Exchange has upgraded its OneChoice package offering for personal insurance consumers in Arizona – and renamed it OneChoice CustomPac.

The program is designed to allow consumers to continue all of their homeowners, auto, boat and umbrella coverage in one policy with one bill and a single deductible for any loss involving both homeowners and auto. In addition, the new package product provides a blanket limit, which at a time of loss, combines limits for a customer’s dwelling, other structures, personal property and loss of use.

CustomPac also includes enhanced coverages for homeowners such as water backup coverage, an increased limit of 25 percent for dwelling coverage with buy-up options to 50 percent and uncapped replacement cost, and increased coverages for computers and other personal items. Auto coverage enhancements include increased rental reimbursement, original equipment manufacturer replacement parts, loan/lease gap coverage and more.

Customers can choose from two options for comprehensive protection: exceptional coverage in CustomPac and superior coverages and limits in CustomPac Elite, which includes identity theft protection, agreed value for scheduled items and increased limits on special property such as money, securities, watercraft, trailers and property away from home.

Houston General Insurance Exchange is a property-casualty insurance company.