Georgia Insurance Agent Kept Comp Premiums, Gave Fake COIs, Board Says

A Georgia insurance agent whose license expired a year ago has been charged with diverting workers’ compensation premiums from businesses and providing falsified certificates of insurance.

Lucy Margarita Suarez, 33, of Dalton, Georgia, was arrested in Miami and returned to Whitfield County, Georgia, news sites reported. Suarez, owner of EliteOne Solutions in Dalton, is charged with insurance fraud and forgery, the state Board of Workers’ Compensation told news outlets.

The board’s investigation found that the alleged premium theft left clients without comp coverage. More victims and additional charges may be added as the investigation continues.

Georgia’s license records show that Suarez was licensed as a property and casualty agent in 2014, and the license expired in April 2025. She was appointed with some two dozen carriers, including two large, Florida-based property insurance companies.

Her agency was licensed in 2018, with an expiration date in 2027. Georgia corporation records show EliteOne was incorporated in 2018 and dissolved in 2024.

A phone number and email address listed for EliteOne were not in service Friday morning, and Suarez could not be reached.