North Carolina Adjuster and Son Charged With Embezzlement in Roof Jobs

A North Carolina mother and son adjusting and contracting team are scheduled to appear in court next month on charges of scamming more than $20,600. Both have been charged with similar offenses in the last two years, the state Insurance Commissioner said.

Terrance Antoine Hunter, 40, of Huntersville, and his mom, Tracie Michelle Famber, 59, of Charlotte, were charged with the theft after investigators from the state Department of Insurance began looking into the alleged actions. Hunter, a roofing contractor, had pledged to make repairs to a home if the homeowner signed a contract with Famber, a public adjuster, a DOI spokesman explained.

Further details on how the alleged crime went down, or if the insurance carrier may have paid on the claim, were not available. An investigator for American Modern Home Insurance Co. was listed as a witness on the arrest warrants.

The offense occurred in February 2023 and the two turned themselves in April 4 in Charlotte. Hunter and Famber were charged last fall with running a similar scam in other counties and taking more than $47,100, the DOI said.

National Association of Insurance Commissioner records show that Famber held a public adjuster’s license in North Carolina until it expired last month.

Causey’s office also said that Charles Earl Holden, 38, of Wilson County, was charged with insurance fraud in an auto claim with Integon National Insurance.

Holden reportedly told his insurance company that he had hit some wildlife on the road. Investigators later found that the damage had actually come in early 2023, during a hit-and-run incident that resulted in a fatality to a human. Further details were not provided.