FEMA Extends Filing Deadline for Florida NFIP Claims from Hurricane Hermine

The Federal Emergency Management Agency (FEMA) has extended the deadline for National Flood Insurance Program (NFIP) policyholders to file claims from Hurricane Hermine.

“After productive discussions between Insurance Commissioner David Altmaier and representatives of the NFIP on ways to assist Floridians impacted by the widespread flooding caused by Hurricane Hermine, an extension of 30 days has been granted for NFIP policyholders to file claims,” the Florida Office of Insurance Regulation said in a statement Wednesday.

The “limited waiver” from FEMA applies to all claims commencing on Aug. 31, 2016 through Sept. 9, 2016.

Typically, NFIP policyholders have 60 days to file a “Proof of Loss” claim with their insurance company following the date of loss. This extension gives Florida NFIP policyholders a total of 90 days to make a claim for flooding damages sustained as a result of Hurricane Hermine. It applies to all NFIP policies, whether issued directly by FEMA or Write Your Own Program (WYO).

As of Oct. 7, OIR reported there had been 1,841 flood claims received from Hurricane Hermine – 136 of those were private and 1,705 were federal flood claims. About 12.9 percent of the reported claims had been closed as of Oct. 6.

OIR has primary responsibility for regulation, compliance and enforcement of statutes related to the business of insurance and the monitoring of industry markets.