Mississippi Counties Improve Fire Insurance Ratings

Mississippi’s Monticello and Lawrence County have achieved new fire insurance ratings.

Officials told the Daily Leader that the city has new rating of six and the county has an eight. The ratings came from the state.

Monticello Fire Department Capt. Jared Evans said a class six rating will lower insurance costs to businesses and homes. Previously, the Monticello rating was a seven and the county was a 10.

Communities are classified between a one rating, the highest, and a 10 rating, which is the lowest. The score that is determined from applying the Fire Suppression Rating Schedule is translated into a public protection classification for a community.

The lower the number, the lower insurance rates are for homeowners and businesses in the given community.