Louisiana Order Suspends Insurance Cancellations After Tropical Storm Arthur

Louisiana Insurance Commissioner Tim Temple has issued an emergency rule suspending insurance cancellations and non-renewals in certain parishes as the state recovers from Tropical Storm Arthur.

Emergency Rule 50 states that insurers refrain from issuing any notice of cancellation, notice of renewal, nonreinstatement or any other notice in the parishes of Avoyelles, Lafourche, Pointe Coupee, Rapides, St. Landry, St. Tammany, and Terrebonne.

The order remains in effect until July 22, 2026, unless the insurance commissioner terminates it earlier.

“As floodwaters recede and affected policyholders shift their focus from the disaster to the recovery phase, now is the time to issue this rule and give them more time to pay premiums without risk of insurance cancellation or non-renewal,” Temple said in a statement.

Tropical Storm Arthur hit the Gulf Coast on June 17-18 and caused between $4-6 billion in total damage and economic losses, according to AccuWeather.

The storm brought significant rainfall to Louisiana, with parts of Avoyelles Parish seeing 20+ inches of rain. Additionally, more than a dozen tornadoes touched down in the state, most of them in the New Orleans region.

The severity of the devastation caused by Tropical Storm Arthur and its aftermath qualifies for an additional 30 days for insurers to initiate loss adjustment of a property claim after notification of loss by the insured claimant, Emergency Rule 50 said. Insurers therefore have a total of 60 days to initiate loss adjustment.

Emergency Rule 50 can be found here.

Photo: Files are removed from a heavily damaged building in Metairie, La., as Tropical Storm Arthur passed through the area Thursday, June 18, 2026. (David Grunfeld/The Times-Picayune/The New Orleans Advocate via AP)