Texas Insurance Regulators Expediting Review of COVID-19 Coverage Filings

The Texas Department of Insurance (TDI) said it is expediting approvals for property/casualty filings that provide additional coverage or relief to policyholders during the COVID-19 outbreak.

Recent filings related to COVID-19 include:

• Some auto insurers filed to remove delivery exclusions from policies in response to policyholders using their vehicles to deliver food, medicine, and other goods.
• A commercial auto insurance company filed a temporary rate decrease for certain policies, anticipating less driving and reduced loss exposure.

TDI is working with companies on filings to provide policyholder protections and relief. TDI reviewed and approved the first delivery exclusion filing the same day it was received.

Property and casualty companies filing changes in response to the COVID-19 outbreak should notify TDI at PropertyCasualty@tdi.texas.gov or 512-676-6710 to ensure the filing is quickly flagged and reviewed.