Louisiana Commissioner Requests Flood Insurance Proof of Loss Extension
Insurance Commissioner Jim Donelon has asked the Federal Emergency Management Agency (FEMA) to further extend the filing deadline for Louisiana policyholders impacted by the August flood.
FEMA’s National Flood Insurance Program (NFIP) requires homeowners to file a Proof of Loss form to claim damages within 60 days of a flood. Governor John Bel Edwards supported the request for the extension which would allow NFIP policyholders at least a year from the date of their loss.
Without the additional extension, the filing deadline for proof of loss forms is May 12.
The Proof of Loss is a sworn statement of the amount a policyholder is claiming including necessary supporting documentation. The form must contain the specific details required by the Standard Flood Insurance Policy. This document substantiates the insurance claim and is required before the NFIP can make payment.
Source: Louisiana Department of Insurance
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