Bell, Smith Top Allstate’s Stormiest Counties in Texas List

Allstate has tallied the top 25 Texas counties affected by severe weather; identifying areas with highest frequencies of wind and hail, and lightning related homeowner property damage claims from 2010 through 2014.

Storms in Bell County, Texas, affected more Allstate insured homes and cars than in any other part of the state over the past five years, the company reported. Smith County, Texas, saw the highest frequency of lightning.

Homes aren’t the only thing that can be damaged in a storm. Bell County also topped the list for the highest frequency of auto comprehensive claims caused by nature related perils (windstorm, hail or flood) over the past five years.

Bell, Dallas and Denton counties top the list for the frequency of wind and hail homeowner property claims over the past five years; Smith, Jefferson and Montgomery saw the highest frequency of lightning claims.

Bell and Dallas also top the list for frequency in auto comprehensive claims caused by wind, hail or flood damage. Counties with the highest frequency of claims range from north, south, east and western parts of the state, demonstrating few areas in Texas are safe from severe weather.

To collect the data, Allstate measured the frequency of hail, wind and lightning homeowner property claims from 2010- 2014 to tally the top 25 counties, which all had at least 3,500 Allstate policies. Allstate also measured the frequency of nature related peril (wind, hail or flood) auto comprehensive claims from 2010-2014 to tally the top 25 counties, which all had at least 3,500 Allstate policies.

Source: Allstate