Markets/Coverages: MGA EverPeak Launches Multi-State Workers’ Comp Feature; Orion180 Offers New Product for Rental Property Owners

EverPeak Insurance launched a new multi-state feature that eliminates multi-jurisdictional friction for mobile workforces. Effective April 21, the new feature allows brokers to secure workers’ compensation coverage across 17 states in a single, 30-second digital workflow.

The feature addresses a long-standing broker pain point: the administrative burden of piecing together separate policies for businesses with employees crossing state lines. According to the U.S. Bureau of Labor Statistics, 35.5 million Americans work remotely. By automating the multi-state process, EverPeak allows brokers to instantly secure coverage for mobile workforces that were previously considered unprofitable or difficult to place due to cross-state regulatory silos.

The feature is specifically optimized for high-traffic regional areas where work across state lines is the norm. For instance:

• The Memphis Connector: Seamless interstate coverage for the Tennessee, Arkansas, Mississippi triangle.
• The Mid-Atlantic Belt: Unified protection across Maryland and Virginia.
• The Southern Corridor: Simplified compliance for crews moving between Georgia, Florida, Alabama, and South Carolina.
• The Carolinas: One policy for workers in both North and South Carolina.

“Brokers told us they needed a partner who understands the complexities of a mobile workforce,” said Kathy Kranz, president at EverPeak. “Removing the administrative burden of multi-state filings combined with our 99.9% automation accuracy, we ensure the hardest-working crews are protected wherever the job takes them.”

The feature is live in: Alabama, Arizona, Arkansas, Florida, Georgia, Illinois, Indiana, Maryland, Michigan, Mississippi, Missouri, North Carolina, Oklahoma, Pennsylvania, South Carolina, Tennessee and Virginia.

Orion180 Launches Dwelling Protection Landlord Insurance

Orion180 Insurance announced the launch of its Dwelling Protection (DP) Landlord Insurance designed to give rental property owners greater control over coverage, costs, and risk.

Landlords are facing increasing financial exposure from property damage, liability, and loss of rental income, which places added pressure to manage both risk and operating costs more effectively. The global landlord insurance market is projected to reach more than $40 billion by 2032, Orion said.

DP Landlord Insurance allows policyholders to tailor protections based on their needs, including the option to exclude everything except the dwelling itself. Policyholders can choose from a wide range of deductible options to get to the right balance between cost and risk, select optional perils such as wind, hail, and theft, and add an optional co-pay feature for additional savings. This product also offers customizable roof coverage options.

DP Landlord Insurance is designed for tenant-occupied properties, offering protection that differs from standard homeowners insurance. It includes:

• Dwelling protection of the structure and attached elements between $300,000 and $2 million for homes built since 1900
• Other structures coverage for features like detached garages and sheds
• Landlord property coverage for owner-owned contents
• Fair rental value to cover lost income if the property becomes uninhabitable
• Premises liability protection
• Medical payments for injuries on the property