Crum & Forster Pet Insurance Group Expands Horse Program Into 6 States

Crum & Forster Pet Insurance Group has expanded its stand-alone, veterinary care insurance for companion horses to include six new states: California, Colorado, Connecticut, Kentucky, Oklahoma and Texas. Policies are underwritten by United States Fire Insurance Co. and produced by C&F Insurance Agency, Inc., a Crum & Forster company.

The company’s ASPCA Pet Health Insurance Horse plan covers accidents, injuries, illnesses and more, and features reimbursement based on a percentage of the veterinarian’s invoice. Every policy includes colic coverage (a relatively common equine digestive disorder) and the ability to add on preventive care for an additional cost. Plans come with a low annual deductible, limits that reset yearly, and a multiple horse or pet discount.

The company launched horse coverage in June of 2017, becoming the first of its kind for companion horses. Previously, veterinary care insurance was available as an add-on to a mortality insurance policy, reserved for race or performance horses. Coverage is also available in New York, New Jersey, Ohio, Pennsylvania, Virginia and Wisconsin.