BHSI Creates Excess Integrated Follow Form for Contractors

Berkshire Hathaway Specialty Insurance (BHSI) has unveiled the Excess Integrated Follow Form, a single excess policy that sits atop multiple first- and third-party insurance policies, for contractors in the U.S. and Canada.

The new BHSI policy provides excess follow form protection above multiple underlying coverages, including general liability, environmental liability, employer’s liability, and professional liability. The excess coverage comes with a single limit, backed by BHSI. The Excess Integrated Follow Form is designed for larger contractors with complex exposures.

According to Bill Sullivan, North American head of Casualty Construction, with multi-line excess coverage contractors have consistency in limits and tower attachment points and can reduce gaps in coverage.

Berkshire Hathaway Specialty Insurance provides commercial property, casualty, healthcare professional liability, executive and professional lines, surety, travel, programs, medical stop loss, and homeowners insurance.