Schinnerer Launches Railroad Protective Program

Schinnerer has launched its Railroad Protective program to address the risks faced by businesses that own, manage or work on property that has a railroad line running across or near it.

Most standard general liability policies exclude liability coverage for construction operations within 50 feet of a railroad.

“Schinnerer has created a program to address these businesses’ specific needs and give clients a coverage that fills in this gap,” said Gordon Field, senior vice president of the Railroad Protective program at Schinnerer.

Schinnerer’s Railroad Protective program offers monoline coverage designed specifically for railroad related exposures, including project specific coverage for individual projects or contracts and coverage for private grade crossings on private property. Terrorism coverage is automatically included.

Railroad Protective is admitted, available in all states, except New York, and is offered through program insurer, Chartis.