RTW Making Closings Effective Jan. 31

RTW, Inc. announced that it is closing its Missouri and Massachusetts offices, effective Jan. 31, 2002.

RTW employs 36 people between these two regional offices. RTW opened its St. Louis, Missouri office in 1996 and its Westwood, Massachusetts’ office in 1997. Premiums in force totaled $89.4 million at Sept. 30, 2001 of which $11.0 million were in the Missouri region and $13.7 million were in the Massachusetts region. The Company will not write any new business in these regions and will manage its existing business in these regions from other offices of the company.

RTW, Inc., based in Minneapolis, Minnesota, manages disability products and services for employers. Primary among its disability products and services is a workers’ compensation management system designed to lower employers’ costs and return injured employees to work as soon as possible.