Traffic Ticket Insurance’

The National Motorists Association is offering what could be considered traffic ticket insurance. For a monthly fee, the Madison, Wis.-based motorist group will pay traffic fines, including those for speeding and drunk driving. Drivers make monthly payments from $5 to $50 for coverages ranging from $100 to $1,000 per ticket. And there is no limit to the tickets and costs drivers incur, regardless of driving record.

The system is designed to provide drivers with financial assistance so they can afford attorney’s fees or other preparations to contest unfair or inappropriate traffic citations. And while the group says the program is not insurance, the plan has come under the scrutiny of the Wisconsin Office of the Commissioner of Insurance, who has opened a complaint file on the company.