Cease and Desist Order Issued Against Iowa Contractor

September 25, 2024

The Iowa Insurance Division has issued a cease-and-desist orderagainst William Campbell and All or Nothing LLC, a Clive, Iowa limited liability company doing business as All or Nothing Roofing and Construction.

The order claims that Campbell and his company have acted as an unlicensed public adjuster by soliciting business and offering services that require a public adjuster license in the state of Iowa. All or Nothing LLC and Mr. Campbell have 30 days to request a hearing on the cease and desist order.

A public adjuster is any person who, for compensation, acts on behalf of an insured, during the investigation, negotiation, or settlement of a first-party claim for loss or damage to real or personal property of the insured. Iowa law requires public adjusters to be licensed.

“Dealing with damage from a storm is stressful for those impacted,” said Deputy Commissioner Jared Kirby. “Unlicensed storm-chasers may attempt to create expectations on settlement values or scope of repairs that do not align with the language of the insurance policy which can cause delays to claim resolution and added expense to consumers.”

Source: Iowa Insurance Division