Berkshire Hathaway GUARD Expands Commercial Package Coverage Into Michigan

Berkshire Hathaway GUARD Insurance Companies has added Michigan to the list of states where the insurer offers its Commercial Package Policy.

The product includes commercial property featuring limits up to $120 million per location with an enhanced causes of loss form, including built-in equipment breakdown and inland marine coverages as well as crime coverage; general liability with base limits of $1 million to $6 million, with even higher limits considered; employment-related practices liability insurance (EPLI); and commercial umbrella.

Michigan is the third state where GUARD’s Commercial Package is available, after rollouts in Pennsylvania and New Jersey. Availability in more states is expected soon.

Berkshire Hathaway GUARD’s Commercial Package product is designed to address the insurance needs of larger, more complex operations with multiple exposures. Initial target markets include light-to-medium manufacturing, wholesalers and distributors, large offices/habitational buildings, truck stops/travel plazas, resort hotels, and country clubs/golf courses.

Discounts are available when seeking quotes for two or more additional applicable lines, like worker’s compensation or commercial auto.

Berkshire Hathaway GUARD Insurance Companies is a property and casualty insurance specialist writing almost $2 billion in premium nationwide.