The Main Street America Group Expands Commercial Products into Wisconsin
The Main Street America Group has introduced its commercial product line, featuring its Main Line Business Owners Policy (Main Line BOP), to independent agents who represent the super regional property/casualty insurance carrier’s Austin Mutual Insurance Co. throughout the state of Wisconsin.
In addition to Main Line BOP, a property and liability product for small business owners that features broad eligibility, Austin Mutual agents also have access to the company’s workers’ compensation, commercial umbrella and new tiered commercial auto products.
In addition to Wisconsin, Main Street America’s commercial products have been rolled out to Austin Mutual agents in Minnesota.
Main Line BOP provides standard BOP coverages, as well as some 50 additional ones, with features including no waiting period for business income, business income/ordinary payroll coverage for up to 12 months, and money and securities coverage.
The small business owners’ insurance product also includes equipment breakdown insurance, employment practices liability and identity theft. In addition, a wide range of endorsements can be added to extend coverage further.
Main Street America’s independent agent distribution network in Wisconsin will quote and issue policies for the new commercial products on Main Street America’s Main Street Station policy processing system. The system features real-time rating and automated underwriting. The system also provides agents with the ability to execute “what-if” quoting, in which they can change deductibles or other policy features to see its impact on premium.
Wisconsin is the 24th state to receive Main Street America’s Main Line BOP. The product is now available in Arizona, Connecticut, Delaware, Indiana, Georgia, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Nevada, New Hampshire, New York, North Carolina, Oklahoma, Pennsylvania, Rhode Island, South Carolina, Tennessee, Utah, Vermont and Virginia. It will be introduced to Austin Mutual agents in Oregon this summer.
The Main Street America Group is a super-regional insurance company which writes business through its nine property/casualty insurance carriers: NGM Insurance Co., Old Dominion Insurance Co., Main Street America Assurance Co., MSA Insurance Co., Great Lakes Casualty Insurance Co., Grain Dealers Mutual Insurance CO. Main Street America Protection Insurance Co., Spring Valley Mutual Insurance Co. and Austin Mutual Insurance Co. Based in Jacksonville, Fla., Main Street America offers a range of commercial and personal insurance, as well as fidelity and surety bond products, to individuals, families and businesses throughout the United States.
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