Missouri Auto Rate Guides Available for Consumers

Insurance agents wanting to assist consumers can point them in the direction of Missouri’s new insurance rate guides. Agents can also use the guides as benchmarks for their current offerings.

The guides—with rates effective July 1, 2000 for high-volume insurers—are available either in printed or Internet versions. The guides show how rates for leading insurers vary within a Zip Code for hypothetical drivers with differing driving records, ages, genders, policy coverage, auto makes and places of residence.

The brochures are available for six geographic areas of the state – St. Louis City, suburban St. Louis, Kansas City, northern Missouri, southern Missouri and Mid-State area. Additional Zip Code data is available at the department’s Internet WWW site.

The Zip Codes listed include at least one in these communities: Martinsburg, Wheaton, Columbia, St. Joseph, Osage Beach, Montreal, Cape Girardeau, Gladstone, Liberty, Jefferson City, Union Star, Republic, Springfield, West Plains, Kansas City (64123, 64138, 64130, 64108), Independence, Grandview, Blue Springs, Joplin, Carthage, Arnold, Ewing, New Cambria, Hannibal, Catron, Sedalia, St. James, Platte City, Moberly, St. Charles, O’Fallon, Wentzville, Valley Park, Kirkwood, Fenton, Manchester, Oakville, Overland, St. Louis (63104, 63108, 63116, 63133), Branson, Nevada, Potosi and Piedmont.

The companies, which responded to an MDI survey, posted among the leading sales volumes for that geographic area. Also listed are their MDI consumer complaint scores; consumers can contact MDI for financial ratings of the insurers. Visit www.insurance.state.mo.us/index.htm for more information.