ABI Notes Imminent Closure of UK Uninsured Driver ‘Loophole’
New model policy wordings issued by the Association of British Insurers “will prevent drivers collecting confiscated vehicles using the ‘Driving other Cars’ provision in their motor policy, which normally enables them to drive any other vehicle with the owner’s permission,” a bulletin on the organization’s web site announced. “The new wording specifically excludes collecting impounded vehicles.”
The ABI explained that this legal loophole allowed vehicles seized by the police from uninsured motorists to be returned to their owners. “Up to one in five of the 50,000 uninsured vehicles now being seized by the police are thought to be retrieved this way,” said the bulletin.
Justin Jacobs, the ABI’s Head of Motor Insurance, noted: “Since the police highlighted this abuse we have acted quickly to stamp it out. This wording will help the police to make full use of their powers to tackle the menace of these illegal, often dangerous, motorists. And law – abiding drivers will still be able to use this provision for its original use of driving other cars on an occasional basis.”
The ABI also cited a statement by Meredydd Hughes, Chief Constable, South Yorkshire Police, who indicated that the “police have been frustrated by individuals abusing this provision to recover seized vehicles, which often end up back on the roads uninsured. I welcome this move by the industry, which should outlaw this practice and help police forces in their crackdown on this serious problem.”
- TikTok Must Face Lawsuit Over 10-Year-Old Girl’s Death, Appeals Court Rules
- Police Officer’s Family Sues Girlfriend Accused of His Death and Bars That Served Her
- Americans Shop Around for Insurance More Than Ever as Costs Soar
- Mailing a Letter, in Context With Other Clues, Is Sufficient Cancellation – NC High Court