Markets/Coverages: ShoreOne Offers Combination Home, Flood Policy in Rhode Island

ShoreOne Insurance Managers, Inc. has officially launched its residential homeowners policy with full flood insurance protection in Rhode Island.

This coverage combines both home and flood insurance under one policy—with one deductible and one claims process.

The product, already available in New Jersey, New York, South Carolina, and Massachusetts, addresses a gap in the market where homeowners have traditionally needed separate policies for flood and homeowners coverage.

Tennessee-based ShoreOne Managers has its own insurer, BrightShore Insurance Co., as well as partnerships with other insurers including Trisura Specialty Insurance Co. and American European Insurance Group.