ISO Integrater
Insurance Services Office Inc. (ISO) has expanded ISO IntegRater™ to deliver commercial-auto advisory loss costs and rating factors so insurers can directly incorporate the information into their rating and policy-issuance systems. Insurers use ISO commercial-auto loss costs and rating factors to develop rates for pricing commercial-auto insurance.
ISO IntegRater delivers loss costs and rating information for all states in which an insurer participates. Loss costs are projections of future claim costs.
Initially, commercial-auto data on ISO IntegRater is delivered on a CD-ROM. Insurers can then download updates from ISOnetSM, ISO’s Internet information-delivery platform. The updates track ISO approval circulars.
With the latest expansion, ISO IntegRater now delivers prospective advisory loss-costs information and rating factors for five lines of insurance: commercial auto, general liability, commercial property, commercial package policy and businessowners.
Insurers using the ISO IntegRater selection panel on ISOnet can download data by line of business, filing identification number, circular number, update date, state, table number and implementation date.
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