“AA-” Assigned to Unitrin

August 7, 2000

“AA-” counterparty credit and financial strength ratings were assigned to the following property/casualty units of Unitrin Inc.: Trinity Universal Ins. Co., Milwaukee Casualty Ins. Co., Milwaukee Safeguard Ins. Co., Security National Ins. Co. (TX), Trinity Universal Ins. Co. of KS, Alpha Property & Casualty Ins. Co., Financial Indemnity Co., Valley Ins. Co., Valley Property & Casualty Ins. Co., Charter Indemnity Co., and Unitrin Direct Ins. Co. The rating outlook is stable.