S.C. SUPREME COURT UPHOLDS UIM FORM

The South Carolina Supreme Court on Jan. 11 issued its decision in Progressive Casualty Ins. V. Leachman, holding that Progressive’s UIM selection form constituted a “meaningful offer,” and that in making that offer, it is sufficient for an insurer to offer an insured all of the coverage amounts an insurer is authorized to sell.

Robert J. Hurns, legislative database manager and counsel for the Property Casualty Insurers Association of America, which filed an amicus brief in the case, said this decision gives insurers doing business in South Carolina a clear template for a meaningful offer of UIM coverage.