LONGSHORE MINIMUMS ELIMINATED:

November 22, 2004

An enhancement in its Longshore Program, which eliminates minimums on longshore percentages, has been announced by LIG Marine Managers (LIGMM) of St. Petersburg, Fla. “We recognized the need for a reliable and responsive market for risk with a low percentage of longshore exposure,” explained Karen Tischler, LIGMM marketing director. “In the past, our longshore programs have required a minimum of 10 percent USL&H payroll, excluding sales/clerical, of a client’s total payroll. This has excluded some marine businesses from being eligible.With our new expansion, we can offer longshore coverage to all marine clients, regardless of their USL&H payroll percentages.” LIG’s Web site is www.LIGInsurance.com.