KINGSWAY ENTERS U.S. AUTO MARKET

March 19, 2001

Kingsway Financial Services has entered into an agreement with The Access Group to underwrite private passenger auto insurance in the United States, beginning in Georgia, through its wholly owned subsidiary, Lincoln General Insurance Co.

Founded in 1994, Access is a privately held Atlanta, Georgia-based operation, offering private passenger auto and property services and it has produced more than U.S. $100 million in revenue over the past two years.