E-Z ACQUISITION

May 15, 2000

Efinancial depot.com has signed a letter of intent to acquire eZnow insurance.com, a Web page that offers a wide range of insurance services online, including life, home, rental, commercial, auto, boat, casualty and health policies. EZnow insurance.com is the online customer interface for Kovatch Insurance Services, headquartered in Los Angeles and licensed as a broker in Arizona, California, Colorado and Florida. Kovatch will continue to operate independently as an insurance brokerage upon completion of the acquisition of eZnow. The agreement provides for a purchase price of 50,000 restricted shares of FDPO stock, plus provisions.