My New Markets
Market Details: Shield Commercial Insurance Services offers comprehensive business owner’s policy (BOP) coverage designed to protect a business’s property and operations against bodily injury and property damage. Coverage options include business income (actual loss sustained) and extra expense, with total insurable values up to $10 million per location. New ventures are eligible for select classes. The program is written on admitted paper and includes broadening endorsements. Hired and non-owned auto (HNOA), EPLI and professional coverage can be included and available in 48 states.
Available Limits: Up to $10 million per location.
Carrier: Non-admitted.
States: All 50 states and the District of Columbia except Alaska and Hawaii.
Contact: Rob Anderson, randerson@shieldins.net, 760-345-9029
Market Details: For over 20 years, the underwriters at Verve Risk Services Limited have been a recognized lead and the go-to market for insurance industry professional and management liability solutions. Deep subject matter expertise combined with technical underwriting skills offers both one market and multi-line professional and management liability solutions.
Highlights: Primary and excess, backed by AM Best A-Rated capacity, U.S.-based claims handling, 50+ years combined experience.
Appetite: Insurance companies/ carriers, national and regional, public and private, rated and non-rated, stock and mutuals, captives (incl. PCC, SCC, group, association, ILS and collateralized). Also includes risk retention groups, reciprocals and exchanges, and self-insurance trust.
Serving property and casualty agents and brokers, managing general agents and managing general underwriters, program administrators, surplus lines brokers, insurance consultants, underwriting managers, reinsurance intermediaries, and captive managers.
Standalone or multi-line product offering, including E&O, D&O, EPL Fiduciary and employed lawyers liability.
Risk located in: U.S., USVI, BVI, Cayman Islands, Bermuda, Barbados, Canada, Ireland, Jersey, Guernsey, Malta, Gibraltar, Isle of Man, Anguilla, Bahamas, Nevis, St Lucia and Turk & Caicos.
Available Limits: Not disclosed.
Carrier: Non-admitted. A-rated capacity by AM Best.
States: All 50 states and the District of Columbia.
Contact: Alan Lambert, Alan.lambert@ververisk.com
Market Details: AFR Insurance Services offers flood insurance expertise, broad market access, and tailored coverage options. With 30+ years in the flood business, they have the experience and insight to provide P&C agents with a suite of solutions that save time and money while lowering client risks.
Access multiple private flood markets: primary commercial, excess commercial, primary residential, excess residential, limits up to $30 million, and multiple deductible options available.
Available coverage benefits: real property, contents (household and business), improvements and betterments coverage, replacement cost coverage for building and contents, business income coverage for commercial policies, INB & BI for leased properties, builders risk coverage, and living expense coverage for residential policies.
As a coverholder for Lloyd’s of London, AFR offers private flood insurance. All policies are individually rated based on the property’s location, elevation, flood zone, number of stories, construction type, foundation type, and history.
Target properties include hotels/motels, shopping centers, restaurants, light manufacturing, apartment complexes, and office buildings.
All other properties can be submitted for approval. We also have the ability to schedule multiple buildings/locations on one policy. Has pen.
Available Limits: Not disclosed.
Carrier: Non-admitted. Rated A or better by AM Best.
States: All 50 states and the District of Columbia.
Contact: Chris Catalano, ccatalano@afrservices.com, 469-443-5420
Market Details: Swyfft’s Wind Deductible Buyback (DBB) program helps reduce high wind or hurricane deductibles for eligible risks. Available for both Homeowners (HO) and Commercial (CO) policies in select states, written as a separate policy alongside primary coverage. Subject to underwriting guidelines and state availability.
Available Limits: Not disclosed.
Carrier: Not disclosed.
States: Alabama, Arkansas, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Mississippi, New Jersey, New Mexico, New York, North Carolina, Oklahoma, Rhode Island, South Carolina, Tennessee, Texas, Vermont, Virginia, and Washington.
Contact: Briana Baier, briana@swyfft.com, 855-479-9338
Market Details: Guardian’s agent portal, QuoteFirst!, offers an indication in seconds. Package non-trucking with physical damage or write separately.
Available Limits: Not disclosed.
Carrier: Admitted and Non-admitted.
States: All 50 states except Alaska, Hawaii, New York, and the District of Columbia.
Contact: David Huff, dlhuff@guardian-ins.com, 800-325-9059