My New Markets

July 1, 2024

Market Detail: Kinsale Insurance Co. offers hospitality insurance solutions for businesses in food and beverage, travel, entertainment, nightlife, and more. Entertainment: Rage rooms, axe throwing, amusement centers, event and concert venues, and other entertainment businesses need special coverage. Special events, including sporting events, concerts, festivals, and fairs, may need limited-time coverage for the few days they take place. Find premises and liquor coverage from our entertainment and excess casualty teams. Hotels and motels: Hotels, motels, and vacation rentals all need premises coverage, and many may also need coverage for serving alcohol onsite. Find coverage for properties under 200,000 sq. ft. from small business, larger properties and liquor from general casualty, and additional coverage from excess casualty. Restaurants and bars: Restaurants, bars, and nightlife businesses typically need both premises and liquor coverage for their day-to-day operations. Find coverage from our general casualty and excess casualty divisions. Travel planners and insurance agents: Travel agents and sellers of travel insurance may also need specialized coverage for their business. Find coverage from our professional liability and excess professional divisions. Management and Operations: Hotels, restaurants, nightclubs, and other hospitality businesses may also need insurance for their executives or employment practices. Find options from our management liability and excess professional teams. Property: Hotels, motels, restaurants, bars, breweries, and entertainment businesses need property coverage. Find coverage for properties under $3.5M TIV from our small property division and above from our commercial property division.

Available Limits: Not disclosed.

Carrier: Kinsale Insurance Co.

States: Available in all states plus District of Columbia.

Contact: Marketing; marketing@kinsaleins.com; 804-289-1300

Market Detail: Safety National Casualty Corporation offers a cyber risk insurance program to protect companies against global network security and privacy risks. Program features and benefits: Coverage options address various risks ranging from liability, business interruption, reputational harm, penalties and more. Underwriting and claims decisions are made quickly and thoughtfully with a commitment to the long-term in product and appetite. Promotes client preparedness and response through a network of established privacy breach vendors. Includes a 24-hour cyber incident hotline and legal contacts available for use immediately following the discovery of a suspected cyber incident. Cyber Risk Services powered by NetDiligence. Safety National provides policyholders with complimentary online cyber risk services to assist in the prevention of network, cyber and privacy losses. Support development of your cyber incident plan and response. Remain informed about evolving risks and changing regulations. Enhance IT security and privacy defense proficiency.

Available Limits: Not disclosed.

Carrier: Safety National Casualty Corporation; admitted.

States: Available in all states plus District of Columbia.

Contact: Spencer Timmel; spencer.timmel@safetynational.com; 513-298-5171.

Market Detail: Zurich Programs offers an investor property program that provides a package policy that includes both property and general liability coverage. This package program is ideal for mid- to large-size property managers, family offices and trusts, and individual and corporate real estate investors. Ineligible risks: structures with greater than four units per building; commercial retail, manufacturing and warehouse operations; any property on barrier islands, with or without wind; wood shake/shingle and T-lock roofs; vacation rentals (e.g., Airbnb) and home sharing; no Section 8, HUD, subsidized or student housing. Coverage offered: property and general liability, monoline property, wind/hail, flood, earthquake. Find out more at: https://www.zurichna.com/insurance/zpm/property/investor.

Available Limits: Not disclosed.

Carrier: Zurich NA.

States: Most states and District of Columbia. Not available in Florida.

Contact: Marketing Dept; usz.zpm@zurichna.com; 866-329-2193.

Market Detail: Pouch offers commercial auto coverage for small business.Highlights: Over 30,000 VINs to choose from; covers over 60 business classes; limits from 25/50 to $1 Million CSL; Deducible amounts from $100 to $5,000. Available coverages: BI / PD / UM /Coll / Comp / UMBI /UIMBI / Med/ Hired Non-owned / Scheduled Auto / Blanket Additional Insured. Bill plans: paid in full, monthly EFT, via credit card or agency sweep; 10% discount for paid in full; 5% discount for EFT. Has pen; appointment required.

Available Limits: Limits from 25/50 to $1 Million CSL.

Carrier: Pouch Insurance, admitted.

States: Available in Arizona, Georgia, Illinois, Indiana, New Mexico, Tennessee, Texas.

Contact: Marketing, agent@pouchinsurance.com, 844-768-2448.