My New Markets

March 18, 2024

Market Detail: FTP Inc. offers professional liability, general liability, business owner’s policy, and cyber insurance for hundreds of professions. Industries covered include allied health, architect and engineering, consulting, financial services, landscape/janitorial, legal services, marketing/PR, medical and dental offices, miscellaneous, mobile food service, pet care services, printers and publishers, real estate, restaurant and food service, retail, small contractors, and technology. Has pen; appointment required.

Available Limits: Not disclosed.

Carrier: Hiscox Insurance Co.; admitted; rated A or higher by A.M. Best.

States: Available in most states plus District of Columbia. Not available in Alaska, Kentucky and West Virginia.

Contact: Ryan Curry; rcurry@ftpins.com; 732-765-6793.

Market Detail: Berkshire Hathaway GUARD, is a niche business, and the company says that it appreciates that certain groups of customers have special insurance needs – often due to the nature of their work. Berkshire Hathaway GUARD partners with some of the best program administrators from around the country to create a customized insurance solution for each of its program clients. Whether it’s an industry-specific hazard requiring a distinct insurance endorsement or an extension in coverage limits, the firm prides itself on great flexibility (where it makes sense). Some of Berkshire Hathaway’s GUARD program clients (past and present) include: accountants, attorneys, auto dealers, chambers of commerce, hotel franchises, municipalities, pharmacies, restaurant chains, retail associations, security guards, social services, tow trucks, and others. Appointment required.

Available Limits: Not disclosed.

Carrier: Admitted.

States: Available in 50 states plus District of Columbia.

Contact: Customer Service; csr@guard.com; 570-825-9900.

Market Detail: REInsurePro’s InkShopGuard offers comprehensive insurance coverage designed to protect tattoo shops, artists, and piercers from everyday risk and potential lawsuits. Clients in this industry face unique challenges. For that reason, InkShopGuard eliminates insurance gaps, ensuring its clients receive the protection they deserve. Coverage is available nationwide. Eligible classes: tattoo, cosmetic tattoo, piercing, saline removal. Shop coverage includes: Property coverage – building and/or walls-in property coverage for leased spaces; business income/business interruption coverage; business personal property coverage – including body jewelry and artwork. Liability coverage – general liability limits of $1 million per occurrence/$2 million annual aggregate; professional liability; communicable disease sublimit; assault and battery sublimit; abuse and molestation sublimit. Independent contractor artist coverage includes: Liability coverage – general liability limits of $1 million per occurrence/$2 million annual aggregate; professional liability; communicable disease sublimit; assault and battery sublimit; abuse and molestation sublimit. Appointment required.

Available Limits: General liability limits of $1 million per occurrence/$2 million annual aggregate.

Carrier: Not disclosed.

States: Available in 50 states plus District of Columbia.

Contact: Nate Szana; nate@inkshopguard.com; 833-770-4067.

Market Detail: Atlas General Insurance Services underwrites commercial insurance for small to medium sized businesses throughout the United States. Atlas General Insurance is a wholesale distributor as well as a program administrator with exclusive authority to make underwriting decisions and customize coverage options for its clients. Available in all 50 states with over 600 class codes for hard-to-place risks. Has pen; appointment required.

Available Limits: Not disclosed.

Carrier: Various; non-admitted.

States: Available in 50 states plus District of Columbia.

Contact: Sarah Sloan; sarah.sloan@atlas.us.com; 858-724-5103.

Market Detail: Precision Underwriters Inc. offers a complete solution for hard to place small-to-medium-sized workers’ compensation accounts. White glove service. Precision Underwriters isn’t just about providing a market. The firm offers hands-free service that makes clients a part of the team. Want to write more business but don’t have the time or ability to handle more? We get the basic information and close the deal. Top commissions with minimal effort. Some of the workers’ comp markets available: roofing, towing, marine – USL&H, framing, carpentry, demolition, mold remediation, night clubs/restaurants, offices, artisan contractors.

Available Limits: Not disclosed.

Carrier: Not disclosed.

States: Available in 50 states plus District of Columbia.

Contact: Nicholas Mladucky; nic@precisionunderwriters.com; 239-414-4704.