My New Markets

Market Detail: Innovative Risk Insurance Services LLC has developed a mono-line commercial auto program for a broad range of customers who have both small and large transportation fleets. The commercial auto program can provide underwriting solutions on an admitted basis for high-risk classes of business, while maintaining a competitive product for standard risks. Program highlights: Up to $1,000,000 CSL; new ventures eligible; risk size ranges from single units to large fleets; variety of classes available; direct bill with monthly, quarterly, semi-annual and annual payment plans; admitted A-rated paper; no charge for federal or state filings; appetite guide; $255 maximum premium; $255 minimum premium; has pen; appointment required.

Available Limits: Not disclosed.

Carrier: Admitted and non-admitted; rated A++ by A.M. Best.

States: Available in 46 states. Not available in Alaska, Delaware, District of Columbia, Hawaii, Rhode Island.

Contact: Jarrod Huff; info@innovativerisks.com; 877-243-9951.

Market Detail: Distinguished Programs, a national insurance program manager providing specialized insurance programs to brokers and agents is offering a targeted program for insuring art and collectibles. Highlights: Art dealer and gallery – liability and high-value inventory protection; Artist – secure creations and processes; Corporate collection – Asset security and business continuity; Exhibitions – full coverage for temporary or traveling shows; Museum – tailored plans for artifacts to operations; Private collection – custom policies for individual collectors. Maximize client satisfaction with specialized, comprehensive coverage. Insurance available for fine art, sports memorabilia, entertainment memorabilia, wine and spirits, antiques and antique furniture, stamps, comics books and manuscripts, coins, furs, glass or pottery. Has pen.

Available Limits: Not disclosed.

Carrier: Not disclosed.

States: Available in all states plus District of Columbia.

Contact: Tara Hughes; submitFAC@distinguished.com; 888-355-4626.

Market Detail: Smart Choice Express Markets offers its non-standard coverage for drivers in the highest risk category, classic car owners, or clients with a commercial fleet. Be sure your clients are properly covered for these categories: classic cars and antique automobiles; classic motorcycles; commercial auto fleets; historic military vehicles; non-standard auto insurance. Express Markets “offers independent insurance agents access to broad portfolio of excess, surplus and specialty carriers. Agencies pay no fees to participate in Express Markets, and earn 100% of their commissions, paid directly from the carriers. The online sign-up process is easy, fast, and has no production requirements.” You receive guaranteed access to direct appointments with carriers who will help you place the business your standard carriers won’t write. Has pen; appointment required.

Available Limits: Not disclosed.

Carrier: Not disclosed.

States: Available in most states plus District of Columbia. Not available in Alaska, Delaware, Hawaii, North Dakota, Rhode Island, South Dakota, Wyoming.

Contact: Inside Sales Group; insidesales@smartchoiceagents.com; 336-217-4680.

Market Detail: Casey Insurance Brokers is the U.S. filing agent for the Edward William / ION Insurance Marine Surplus Lines program. Casey Insurance Group/Brokers is licensed in, and can file surplus, in 45 states including USVI. ION Insurance Company is a federally authorized United States surplus lines company. ION Surety Company S.A., ION Insurance Company Inc. (U.S.), and ION Specialty Ltd (UK). 2019 group balance sheet assets are U.S.$195 million. Pleasure/wet marine authorized in Alabama, Arizona, Florida, Georgia, Hawaii, Louisiana, New Jersey, New Mexico, Pennsylvania, South Carolina, Washington, and U.S. Virgin Islands (USVI). Charter/ocean marine authorized in every state except California. ION commercial property insurance: Alabama, Florida, Georgia, Kentucky, South Carolina, USVI. Underwriting guidelines: World-wide navigation; liveaboard; liability only; any vessel, any ocean, any time; no survey for vessels up to $150,000; agreed value if survey and valuation provided. Trans-Atlantic/Panama Canal: single handed; charter fleets; commercial, charter, bareboat, FLEET polices; full Florida capacity to bind with wind. Hurricane guidelines: Haul vessel and secure; move out of path of storm; policy reimburses $5,000 for these costs. Charter guidelines: Every occupant must sign liability waiver; resume for all captains; captains must be named on declarations page for crew coverage. Appointment required.

Available Limits: Not disclosed.

Carrier: Edward William / ION Insurance Co.; non-admitted; rating pending by A.M. Best

States: Available in most states plus District of Columbia. Not available in Alaska and West Virginia.

Contact: Justin Ouimet; justin@caseyinsurancebrokers.com; 888-537-1412.