My New Markets

November 6, 2023

Market Detail: Moter Insurance Services offers a non-emergency medical transportation (NEMT) admitted program available in most states. Minimum 4 years in business and at least 10 units required.

Available Limits: CSL offered with limits up to $1,000,000 plus physical damage and hired & non-owned coverage.

Carrier: Admitted

States: Available in most states plus District of Columbia; not available in California, Louisiana, Massachusetts, New York, Rhode Island and Virginia.

Contact: Aya McCarthy;; 914-374-7956.

Market Detail: Better Options Insurance Services LLC is an HHSC long-term care protection specialist that says it understands operations, and your approved coverage needs, has in-house top carriers and services for all protection and mandated insurance needs. Has pen.

Available Limits: Not disclosed.

Carrier: Admitted and non-admitted; rated A by AM Best, Demotech.

States: Available in Arizona, California, Colorado, Florida, Nevada, New Mexico, Texas, Utah.

Contact: Jim Nocero;; 800-264-7750.

Market Detail: DUAL North America Inc.’s Fine Art program provides insurance products for a variety of art collections, including paintings, sculptures, ephemera, jewelry, couture, rare books and manuscripts, antiques, and other objects of artistic or historic merit.

Fine art dealers’ stock-in-trade, museums’ collections and traveling exhibitions coverages also available. Program highlights: domestic and international transit coverage; flexible deductible options; minimum premium — $2500; non-admitted DUAL proprietary policy forms. Target classes: museums; universities and educational facilities; religious industries; art; galleries and private dealers; personal collectors, including jewelry collections; corporate collectors; municipalities.

Available Limits: Primary and excess limits available.

Carrier: Non-admitted.

States: Available in all states plus the District of Columbia.

Contact: DUAL Business Development;; 973-631-7575.

Market Detail: Baker Insurance and Bonds LLC offers personal lines-types of products written on a commercial form. The GL and optional property products are usually offered on a commercial form. Does NOT write owner-occupied homes. Coverages include GL and property insurance; condo – tenant occupied / landlord-type; dwelling fire (1-4 family dwelling); dwelling fire in the name of an LLC, corporation, non-profit, or business; vacant condo; vacant home insurance; vacant home insurance with a swimming pool.

Available Limits: Not disclosed.

Carrier: Various; admitted.

States: Available in most states; not available in California, District of Columbia, Massachusetts and New York.

Contact: David Baker;; 702-906-0888.

Market Detail: Meramec Secure offers product warranty insurance that may be used to help companies seeking options to offer a longer product limited warranty versus their normal warranty. Product warranty insurance may offer a solution to increase the warranty while transferring the risk to an insurance company.

Available Limits: Not disclosed.

Carrier: Not disclosed.

States: Available in most states; not available in Hawaii, New Hampshire, Rhode Island, and Vermont.

Contact: Mike Frosch;; 800-466-7617

Market Detail: First Benefits Insurance Mutual offers workers’ compensation coverage and is appointing agencies in Georgia, Kentucky, North Carolina, South Carolina and Virginia. For 30 years, the company has delivered customer service, professional underwriting, competitive pricing and efficient claims management to help injured workers return quickly.

What sets it apart is the ability to deliver superior workers’ compensation coverage with a local, hands-on feel.

Underwriters and claims adjusters are accessible and easy to work with. The loss control department will go above and beyond to help policyholders mitigate injuries.

The company insures 2,500+ businesses across five states and is growing. Industries served include retail and wholesale, service industries, agriculture, artisan contractors, light manufacturing, real estate and property management, and many more. Appointment required.

Available Limits: Not disclosed.

Carrier: First Benefits Insurance Mutual; admitted; rated A Exceptional by Demotech.

Contact: Marketing;; 888-393-2667.