My New Markets

October 16, 2023

Market Detail: Alliant Insurance Services LLC offers a specialty program supporting the automotive aftermarket manufacturer, distributor, retailer and installer with property and casualty insurance products exclusively offered to the specialty equipment industry. Coverages include general liability (including product liability), product recall, full suite of property coverages including buildings, contents, business interruption and mobile, commercial auto, workers’ compensation, as well as excess and umbrella. Has pen, appointment required.

Available Limits: Not disclosed.

Carrier: Not disclosed.

States: Available in all states except Hawaii and in the District of Columbia.

Contact: Franco Ganino;; 800-390-9099.

Market Detail: BlindDesk Insurance Services offers a snow plow liability program. Products and limitations vary per state, as well as minimum premiums. Can potentially package with other operations. $1 million minimum premium; $2 million maximum premium.

Available Limits: Not disclosed.

Carrier: Non-admitted; rated B+.

States: Available in all states plus District of Columbia.

Contact: Phil Duncan;; 619-684-3851.

Market Detail: Nobel Insurance Services, a division of the Lancer Insurance Co., has provided a quality insurance program focused on meeting the needs of the commercial explosives industry for more than a quarter of a century. Nobel provides general liability, automobile and excess liability coverages to manufacturers, distributors and users of explosives designed for the construction and mining industry. Limits up to $10 million. Excluded classes: pyrotechnics, demolition and munition haulers. Has pen.

Available Limits: Up to $10 million.

Carrier: Lancer Insurance Co.; admitted; rated A-VIII by AM Best.

States: Available in all states plus District of Columbia.

Contact: Charlie Pollard;; 800-766-6235 x4121.

Market Detail: Next Insurance offers umbrella/excess liability coverage, available as an add-on to its general liability product. Broad appetite with over +1,300 professions available; quote and bind online for businesses up to $5 million in annual revenue; direct bill, automatic renewal, flexible payment options; no trailing documents needed to bind. Target professions: auto service and repair; beauty and personal care; cleaning and janitorial; contractors; financial services; food and beverage; retail; sports and fitness. Has pen; appointment required.

Available Limits: $1 million/$1 million or $2 million/$2 million.

Carrier: Next Insurance; admitted; rated A- by A.M. Best.

States: Available in Alabama, Arizona, Arkansas, Colorado, Connecticut, Delaware, Florida, Hawaii, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Massachusetts, Michigan, Minnesota, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Mexico, North Dakota, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, West Virginia, Wisconsin, Wyoming.

Contact: Jessica Gutheil;; 855-222-5919.

Market Detail: Reefer Protector, a specialty insurance managing general agent, offers customized commercial insurance plans for cannabis operations including retailers and dispensaries, cultivators/growers/processors, manufacturers, distributors and transporters, and tobacco and head shops. Program benefits include competitive rates; 100% online — no manual apps; same day online quotes — no waiting; instant binding capabilities online. Has pen.

Available Limits: Not disclosed.

Carrier: Admitted, rated A (Excellent) by AM Best* (*state specific).

States: Available in most states plus District of Columbia; not available in Alaska and Hawaii.

Contact: Brian Hannigan;; 586-291-7729.

Market Detail: Greenwood General Insurance Agency offers habitational insurance for apartments only, up to $15 million TIV per location. This program has no building age restriction with additional coverages such as HNOA, equipment breakdown, business income, sewer back up and building ordinance. $5,000 minimum premium — admitted; $2,500 minimum premium — non-admitted; additional insureds can be added at no charge; vacancy rate up to 25%; loss history acceptable (no open claims or habitability claims). Liability $1 million/$2 million with $2 million/$4 million subject to approval on larger accounts over $10,000 in premium; $2,500 minimum premium. Appointment required.

Available Limits: Up to $15 million TIV per location. Liability $1 million/$2 million with $2 million/$4 million subject to approval on larger accounts over $10,000 in premium.

Carrier: Admitted, non-admitted.

States: Available in Arizona, California, Nevada, Oregon and Washington.

Contact: Dan Harwood;; 626-900-0790.