My New Markets

March 21, 2022

Market Detail: Smart Choice Express Markets offers independent insurance agents access to broad portfolio of excess, surplus and specialty carriers for contractor general liability coverage. This market targets landscapers, general contractors, painters, roofers, handyman, electricians, plumbers, tree trimming and more. Where do you turn when standard markets fail? Every agent knows there are some risks standard carriers just won’t write. What if you had a place you could go for those out-of-the ordinary requests from your clients? Agencies pay no fees to participate in Express Markets, and earn 100% of their commissions, paid directly from the carriers. The online sign-up process is easy, fast, and has no production requirements. You receive guaranteed access to direct appointments with carriers who will help you place the business.

Available Limits: As needed

Carrier: Not disclosed

States: All states except North Dakota, South Dakota and Wyoming.

Contact: Rusty Perry at 336-217-4650 or email: rperry@smartchoiceagents.com

Market Detail: Breckenridge Insurance offers markets for product recall insurance. Product recalls are occurring on a regular basis making the need for coverage even more critical as a recall event can be debilitating to an insured’s balance sheet. At Breckenridge Insurance, we have ready-access to diverse carrier markets for your insureds product recall needs. Classes: Manufacturers; Parts; Ingredient Suppliers; Distributors; Co-Packers; Retailers; Wholesalers; Importers; Exporters; Bottlers; Assemblers; Lines of Business: Recall Costs (both insured and Third Party); Consultant Costs (Pre- and Post-Incidental). Endorsements Available: Replacement Costs; Loss of Gross Profit; Consequential Damages; Extra Expenses; Rehabilitation Expenses; Extortion Costs (Consumer and Consumable Product Recall); Adverse Publicity (Consumable Product Recall)

Available Limits: As needed

Carrier: Not disclosed

States: All states

Contact: Breckenridge Marketing at 855-728-8822 or email: solved@breckis.com

Market Detail: Hall & Company provides professional liability insurance to architects, engineers, land surveyors, construction managers, and environmental consultants. We currently provide professional liability insurance to over 4,000 design firms nationwide. We also offer a full array of business insurance products including a customized businessowner’s package that meets the property/casualty coverage needs of engineers and architects. Hall & Company also provides professional liability and E&O insurance to all types and sizes of design firms, including marine surveyors and design build/firms. Clients are design firms that range in size from one person firms to firms listed on the ENR 500. We work with a wide variety of insurance companies but also offer a number of PL and E&O insurance programs that are exclusive to Hall & Company and are not available through any other broker.

Available Limits: As needed

Carrier: Not disclosed, admitted and non-admitted

States: All states

Contact: Barbara Marty at 360-598-3700 or email: barbara.marty@assuredpartners.com

Market Detail: Guardian Insurance Wholesalers Inc. offers markets for motor truck cargo, physical damage, non-trucking liability, and general liability. New ventures with experienced drivers are welcome. Seeking risks with 1-25 trucks, drivers must be 25 years old or older and have two years verifiable experience with a Class A CDL. Coverage can be written as a package or monoline. Competitive rates, quick turnaround. Fleet submissions are also welcome.

Available Limits: As needed

Carrier: Not disclosed, admitted and non-admitted

States: All states except Alaska, District of Columbia, Hawaii, and New York.

Contact: David Huff at 800-325-9059 or email: dlhuff@guardian-ins.com

Market Detail: KidGuard Insurance offers private schools and public school districts several unique solutions for protecting students with basic accident insurance coverage in the event of school-related injuries. KidGuard Insurance can also be offered on a voluntary student enrollment basis provided schools meet specified minimum enrollment requirements.

Available Limits: $2 million max; 15,000 mimimum

Carrier: Reliance Standard Life, rated A+ by AM Best

States: Arkansas, Colorado, Florida, Illinois, Kentucky, Missouri, Ohio, and Virginia

Contact: Lane Smith at 800-432-6915 or email: lanes@lesmith.net