My New Markets

Market Detail: Risko Strategies LLC (www.crisisbulwark.com) offers a Lloyd’s-backed, multi-cover insurance package with a single crisis response, mitigation and duty of care technology provider.

The crisis management insurance product allows the insured to select up to five coverage lines as described below while integrating a response/mitigation technology subscription, offered by the underwriter-retained crisis response service provider, included in the coverage procurement.

Insurance coverage lines available: 1) Sabotage and terrorism property damage and business interruption with a broad terrorism definition that includes political, religion, ideology; acts certified U.S. TRIPPA (not requiring certification). 2) Strikes, riots, civil commotion malicious damage, property damage and BI; broader coverage than standard sabotage and terrorism; protects assets against acts from riots, strikers, and labor dispute disturbances. 3) Active assailant/shooter event with coverage for property damage, gross earnings loss, third party liability and crisis response; debris removal, bodily injury denial of access and additional expense also available. 4) Terrorism liability with property damage coverage; BIN, employers’ liability and lenders coverage as well. 5) Full political violence plus BI that expands coverage for strikes, riots, civil commotion malicious damage to include insurrection, revolution, rebellion, Coup d’etat and civil war. Risk mitigation and technology service included in the insurance procurement: 1) Pre-incident/risk mitigation support for the five covers; duty of care, specialty consulting and intelligence services; disaster recovery and rapid response preparedness; access to industry experts for vulnerability assessments; 2) Customized technology for risk avoidance/duty of care that includes a starter subscription package for insureds with a crisis management smartphone application and admin dashboard, customized mass-message alerts, two-way communication via private dashboard environment, geo-fencing/ fixed asset-tracking, and mobile device check-in/assist command linked to crisis center.

Available limits: Minimum $1 million, maximum $20 million

Carrier: Lloyd’s of London

States: All states

Contact: David Mace at 713-332-6390 or e-mail: contact@crisisbulwark.com

Market Detail: Alan R. Mott Agency Inc.’s (www.boat-ins.com) coverage is specifically designed for a wide range of commercial marine operations requiring a package product. Businesses that fit this program include boat builders, commercial vessel owners, landing owners, marine contractors, ship repairers, stevedores, terminal operators and wharfingers. This is full ranging and includes products and contractual liability along with coverage for real and personal property such as business income, unexpected expenses and equipment breakdown.

Available limits: As needed

Carrier: Unable to disclose, admitted and non-admitted available

States: All states

Contact: Kathy Gryski at 631-549-2628 or e-mail: kathy@boat-ins.com

Market Detail: Distinguished Programs (www.distinguished.com) specializes in hospitality risks, offering financially secure markets, broad coverage, high limits, service from industry experts, and group purchasing power. Eligible classes include: luxury full-service hotels; full-service resorts; casinos and gaming hotels; midscale business class hotels; limited service hotels; boutique hotels; hotels with theater and entertainment venues; independently-owned hotels with limited amenities and stand-alone casinos. Available coverages/services include: general liability; liquor liability; auto liability; marine operators legal liability; protection and indemnity; specialized, dedicated hospitality claims management team; umbrella limits up to $180 million ($175 million for resorts and casinos); broad form named insured coverage; crisis response; no exclusion for legionella.

Available limits: Maximum $180 million

Carrier: Unable to disclose, admitted

States: All states

Contact: Tara Hughes at 425-213-1259 or e-mail: thughes@distinguished.com

Market Detail: One80 Intermediaries Inc. (www.one80intermediaries.com) offers coverage for small commercial businesses that includes market expertise, best in class service standards, and access to leading carriers in the U.S. and U.K. In-house binding authority and wholesale brokerage services are available across all lines of coverage.

Available limits: Minimum $500

Carrier: Various, admitted and non-admitted

States: All states except Alaska and Hawaii

Contact: Ron Keller at 312-957-4041

or e-mail: rkeller@one80intermediaries.com.