My New Markets

December 7, 2020

Market Detail: Brooklyn Specialty Insurance Co., RRG (www.brooklynspecialty.com) provides auto liability coverage for long and short haul trucking, ranging from individual owner operators to trucking fleets of all sizes, specializing in new ventures. Eight classes of business are eligible: general freight; flatbed construction products; agricultural commodities; motorized vehicles; specialized hauling; tanker/bulk container products; recycled/debris materials

Available limits: Minimum $750,000, maximum $1 million

Carrier: Brooklyn Specialty

States: Ariz., Fla., Ill., Iowa, Neb., N.M., N.C., Ohio, Ore., Pa., S.C., Texas and Wash.

Contact: Andie Salasnek 877-870-9923 or e-mail: andie@brooklynspecialty.com

Market Detail: Orchid Insurance (www.orchidinsurance.com) handles the risks that snow contractors face that differ from other contractors due to their line of work. Keeping sidewalks, driveways, parking lots and roads clear of snow can also unintentionally cause damage to utility lines, buildings, personal property, other vehicles, and can even cause injury to others; all which leave an insured exposed to liability claims and potential litigation. Orchid’s snow removal liability coverage keeps the insured protected. Product features include: minimum premium starting at $5,000; available limits up to $1 million/$2 million; new ventures considered; ability to write subcontracted exposures. Optional coverages offered on a blanket basis include: additional insured; waiver of subrogation; primary and noncontributory wording; completed operations; per project aggregate. Target risks include: office complexes; schools; apartments; convenience stores; small retail stores; strip malls under 25 unites; condo/townhome/homeowners associations; motels/hotels; private streets/roads; sub-arterial streets/roads; and industrial/warehouse complexes. Submit snow removal contractor liability risk applications and required documents to commercialsubmissions@orchidinsurance.com.

Available limits: Minimum $5,000

Carrier: Unable to disclose, admitted and non-admitted available

States: All states except Ala., Ariz., Fla., Ga., Hawaii, La., Miss., N.M., S.C., and Texas

Contact: Marketing Department at 772-226-5546 or e-mail: marketing@orchidinsurance.com

Market Detail: FTP of California’s (www.ftpins.com) property insurance features $2.5 million TIV; a $1,000 deductible; coverage for buildings, contents (BPP); a basic, broad or special form; and RCV or ACV. The CGL coverage includes: primary limits up to $1million/$2 million and medical payments coverage included up to $5,000. No deductible is required. Excess or umbrella liability up to $25 million also available. Coverage is offered for all vacant risks. FTP has in-house delegated authority with an A.M. Best ‘A’ rated carrier. Up to $15 million available for property and GL on a mono-line basis.

Available limits: As needed

Carrier: Unable to disclose, non-admitted

States: All states except Ala., Alaska, Hawaii, Okla., and Texas

Contact: Lee Glaser at 314-496-7077 or e-mail: lglaser@FTPins.com

Market Detail: Bigfoot Insurance Agency (www.bigfoot.insure) has the capacity to handle standalone wildfire coverage (i.e, vineyards, larger property etc..). Acord 125 and 140 (or excel schedule) required. Minimum premium is $100,000 so small TIV locations not eligible. Full limits and/or a deductible buy down is available.

Available limits: Minimum $100,000, maximum $10 million

Carrier: Unable to disclose, admitted and non-admitted available

States: Alaska, Ariz., Calif., Colo., Idaho, Nev., Ore., Texas, Wash., and Wyo.

Contact: Martin Burlingame at 855-900-2960 or e-mail: martin@cig-llc.biz

Market Detail: Jewelers unBLOCKed (www.jewelers-unblocked.com) provides the underwriting and issuance of the exclusive jewelers block policy offered through Allianz. The program addresses the specific challenges of the jewelry industry. This program offers coverage to fit the needs of jewelry retailers, designers, wholesalers and manufacturers. In addition, the Jewelers unBLOCKed Collector Edition portfolio of services offers tailored insurance programs created to meet the heightened exposures of private clients.

Available limits: As needed

Carrier: Allianz

States: All states

Contact: Jennifer Galluccio at 201-794-7144 or e-mail: jgall@coverage-solutions.com

Market Detail: For over 30 years, VGM Insurance (www.vgminsurance.com) has created specialty programs and customized products for the needs of the businesses it serves, including: home healthcare providers, hospice providers and temporary staffing. Coverages include: commercial general liability; profession liability; excess liability; property; business auto; workers’ compensation; directors and officers; employment practices liability; cyber liability; and surety bonds.

Available limits: Minimum $100,000, maximum $5 million

Carrier: Unable to disclose, non-admitted

States: All states

Contact: Bill Wilson at 800-362-3363 or e-mail: bill.wilson@vgm.com