My New Markets
Market Detail: Avant Brokerage (www.avantbrokerage.com) is seeking agents in the Western U.S. writing coverage for FedEx Ground independent contractors.
Program features include: limited distribution channel, meets all FedEx lease requirements; competitive pricing; A-rated paper. Coverage available includes: vehicle physical damage; non-trucking liability; workers’ compensation; and occupational accident.
Available limits: Minimum $1,000, maximum $1 million
Carrier: Unable to disclose, admitted
States: Ariz., Colo., Idaho, Iowa, Kan., Minn., Mo., Mont., Neb., Nev., N.M., N.D., Okla., Ore., S.D., Texas, Utah, Wash., Wis., and Wyo.
Contact: Canien Williams at 816-251-1612 or email: cwilliams@avantbrokerage.com
Market Detail: The McGowan Companies’ (www.mcgowancompanies.com) Family Entertainment Center (FEC) Insurance Program includes coverage for: arcades; mini golf courses; go-karts; kiddie rides; laser-tag; bumper boats; bowling; paintball; water parks; arcades; miniature golf courses; laser-tag; batting cages; driving ranges; trampoline centers (within a family entertainment center- $75,000 mp per location); and regional amusement parks. Ineligible classes include: inflatable facilities; exercise gyms; coin-operated rides; ski-resorts; and inflatable rentals.
Products/limits: property up to $50 million TIV; general liability $1 million/$2 million; excess liability up to $25 million.
Available limits: $1 million, $50 million
Carrier: Unable to disclose, admitted
States: All states
Contact: Suzanne Young at 800-545-1538 or email: syoung@mcgowancompanies.com
Market Detail: The American Equity Underwriters, Inc. (AEU) (www.amequity.com) is the program administrator of the American Longshore Mutual Association Ltd (ALMA), a group self-insurance fund authorized by the U.S. Department of Labor to provide USL&H coverage for the liabilities of its members under the United States Longshore & Harbor Workers’ Compensation Act. Shipbuilders, ship repairers, marine terminal operators, stevedores, marine contractors and other waterfront employers may apply for ALMA membership through their insurance broker. Coverage includes: United States Longshore & Harbor Workers’ Compensation Act; Defense Base Act; Outer Continental Shelf Lands Act; Nonappropriated Fund Instrumentalities Act. Plans include: first dollar; single and multi-year programs; loss-sensitive plans; deductible; and excess over qualified self-insurance.
Limits: Federal Acts – statutory; Employer’s liability is $1 million. Target classes: A minimum of 10% of the company’s payroll must be USL&H exposure (unless incidental-only); ship builders; stevedores; terminal operators; barge repairers; marine construction; ship repairers; steamship agents; luxury yacht builders; coal docks; and offshore industries. Other preferred classes may also have USL&H (possibly incidental-only) exposure, including: heating and A/C contractors; engine repair; fire extinguisher servicing; sheet metal work; architects and engineers; refrigeration repair; pest control; carpentry; electricians; welders; painters; wallboard installation; communications repair; crane installations and repair; and concrete/cement work.
Available limits: Minimum $10,000
Carrier: American Longshore Mutual Association
States: All states
Contact: Marketing Department at 251-690-4230 or aeu.marketing@amequity.com
Market Detail: Promont Insurance Advisors (www.promontadvisors.com) coverage includes: property; general liability; sexual misconduct; D&O and EPLI; H/NO; and cyber. Classes include: churches; church-owned properties; vacant church buildings; schools; camps; church-owned daycares and synagogues. Additional coverages available, including: counselors liability; directors & officers liability; employee benefits; employment practices liability; equipment breakdown; hired & non-owned auto; property enhancement; religious expression liability; and sexual abuse and molestation.
Available limits: As needed
Carrier: Unable to disclose, nonadmitted available
States: All states
Contact: Jennifer Beener at 312-262-3332 or email: jbeener@promontadvisors.com
Market Detail: Community Association Insurance Solutions, LLC (CAIS) (caislive.com) offers a crime program, also referred to as employee dishonesty or a fidelity bond. The crime coverage protects the insured against theft of money, securities, or other property by an employee or property manager. Crime can be added to an existing workers’ comp policy in seconds.
Available limits: As needed
Carrier: Unable to disclose
States: All states
Contact: Gary Deck at 916-212-8310 or email: gary@mgalive.com
Market Detail: Glencar Insurance Co. (www.glencar-ins.com) works with a wide spectrum of programs with a primary focus is on small- to mid-sized niche programs. These programs include value-added components such as specialized knowledge of business segment or customized coverages, a specialized method of distribution, or an element of underwriting leverage.
Property and casualty programs available for the following lines of business: commercial property; commercial and personal inland marine; general liability; miscellaneous professional; excess liability/umbrella, workers compensation and commercial auto written primarily in support of other lines of business.
Available limits: As needed
Carrier: Unable to disclose
States: All states
Contact: Frank Overtheil at 856-242-9029 or email: Frank.Overtheil@hannover-re.com