New Markets
Excess Liability Commercial
Market Detail: R-T Specialty, LLC (www.rtspecialty.com) has experience with a host of industries and the ability, the expertise, and the industry relationships to find answers for difficult casualty risks.
Available limits: As needed
Carrier: Unable to disclose
States: All states
Contact: Customer service at 1-888-884-1900
Inland Marine
Market Detail: Western Security Surplus Insurance Brokers, Inc. (www.wssib.com) offers EDP coverage on a package basis for transit, floaters (all types), motor truck cargo and short-term coverage.
Available limits: As needed
Carrier: Unable to disclose, nonadmitted
States: Ariz., Calif., Colo., Nev., Ore., Texas and Wash.
Contact: Kyle Stevens at 972-702-0500 or email: kstevens@wssib.com
Educational Institutions General Liability
Market Detail: United Educators’ (www.ue.org) general liability policies insure the institution, its trustees, directors, officers, faculty, and employees (at the option of the educational institution) against liability arising out of bodily injury, personal injury, and third-party property damage occurring because of wrongful or negligent acts attributable to the insured. The broad coverage protects against a wide range of potential claims, including traumatic brain injury, campus crime, unmanned aerial vehicles (UAVs) or drones, alcohol-related claims, and sexual misconduct and molestation. Coverage applies to: allied health professionals and counselors in campus infirmary; armed and unarmed security guards; athletics; excess auto liability (GLX/GLU only); excess employers liability (GLX/GLU only); foreign travel; student transportation (excess of primary auto liability coverage). UAV (drone) coverage is a standard part of the policy, covering institutions for damages sustained by use of drones (weighing less than 55 pounds) for purposes beyond research and education, such as roof inspections and aerial promotional videos, as well as for research and education purposes for UAVs weighing up to 100 pounds.
EduRisk risk management services and resources are included with each policy, such as multimedia learning programs, an extensive risk management library, and personalized advisory services via telephone and email. When UE writes both the primary GL and ELL coverage, endorsements are available to provide broader, coordinated coverage, referred to as seamless coverage. Upon policy issuance, the seamless coverage endorsement provided to all qualifying members specifically addresses these protections for actions of police or security staff: wrongful acts; allegations of unreasonable/excessive use of force; violation of property rights; allegations of discrimination; use of mace or pepper spray; defense costs for allegation of dishonest and fraudulent acts. UE offers a Risk Management Premium Credit (RMPC) to institutions that take advantage of EduRisk following the RMPC guidelines.
Available limits: As needed
Carrier: Unable to disclose
States: All states
Contact: Lisa Vogt at 240-482-2239 or email: lvogt@ue.org
Registered Investment Advisors
Market Detail: Markel (www.markelinvestmentadvisors.com) provides errors and omission insurance to several classes of investment advisors. Coverage is available in all 50 states on a surplus lines basis.
Available limits: As needed
Carrier: Markel, admitted and nonadmitted available
States: All states
Contact: Greg Severinghaus at 804-527-7925 or email:
gseveringhaus@markelcorp.com
Specific Matter- Client- Project Excess
Market Detail: Excess Liability Managers Insurance Services, (www.e-o.com) offers a following form excess policy for professional and business entities.
Available limits: Minimum $1 million, maximum $5 million
Carrier: Unable to disclose, nonadmitted
States: All states
Contact: Frederick Fisher at 310-426-2105 or email:
ffisher@e-o.com